MontrealvsChicago
Overall
💰+26.2%
Montreal is 26.2%more expensive
Rent
🏠+62.5%
Housing is 62.5% higher
Dining
🍽️+17.6%
Restaurants 17.6% pricier
Groceries
🛒+6.7%
Food shopping 6.7% more
Comparing the cost of living between Montreal, Canada and Chicago, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Montreal is more expensive than Chicago by approximately 26.2%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Montreal are lower than in Chicago by 38%. A one-bedroom apartment in Montreal's city center costs around CA$1,500, while the same in Chicago is approximately $2,200.
Dining out in Montreal offers significant savings compared to Chicago. An inexpensive restaurant meal costs CA$18 in Montreal versus $18 in Chicago.
Public transportation in Montreal is more affordable, with monthly passes at CA$94 compared to $105 in Chicago.
Purchasing power in Chicago is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Montreal.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Montreal can expect to spend approximately CA$570 per month (excluding rent), while in Chicago, the same lifestyle would cost around $638. For families, these figures increase significantly, with a family of four requiring about CA$1,994 monthly in Montreal versus $2,232 in Chicago. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Montreal to Chicago, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Chicago to Montreal requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Montreal
Chicago
Frequently Asked Questions
Is Montreal more expensive than Chicago?
Yes, Montreal is approximately 26.2% more expensive than Chicago overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Montreal compared to Chicago?
To maintain the same standard of living, you would need approximately 1.3x of your Chicago salary when living in Montreal. For example, if you earn $50,000 in Chicago, you'd need about $63,077 in Montreal for a comparable lifestyle.
What are the biggest cost differences between Montreal and Chicago?
The most significant cost difference is in housing. Rent prices differ by approximately 38%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.
Which city is better for expats and digital nomads?
Chicago offers better purchasing power, making it more attractive for those earning in strong currencies. However, Chicago provides lower living costs, which benefits budget-conscious travelers. Consider Montreal if you prioritize cultural experiences, or Chicago for better value.
What's a reasonable monthly budget for Montreal vs Chicago?
In Montreal, a single person needs approximately CA$1,670 per month (including rent), while a family of four requires about CA$3,894. In Chicago, these figures are $2,238 for singles and $5,032 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Montreal and Chicago in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
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Find out how much you need to earn in Chicago to maintain your lifestyle from Montreal
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