Montreal vs Calgary: Cost of Living Comparison 2025
Canada
Canada
Comparing the cost of living between Montreal, Canada and Calgary, Canada reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Montreal is more expensive than Calgary by approximately 10.8%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Montreal are lower than in Calgary by 20%. A one-bedroom apartment in Montreal's city center costs around CA$1,500, while the same in Calgary is approximately CA$1,600.
Dining out in Montreal costs about the same compared to Calgary. An inexpensive restaurant meal costs CA$18 in Montreal versus CA$20 in Calgary.
Public transportation in Montreal is more affordable, with monthly passes at CA$94 compared to CA$112 in Calgary.
Purchasing power in Calgary is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Montreal.
Overall Cost of Living
+10.8%
more expensive
Rent
+25.0%
more expensive
Restaurant Prices
+10.3%
more expensive
Groceries
+6.7%
more expensive
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Montreal can expect to spend approximately CA$570 per month (excluding rent), while in Calgary, the same lifestyle would cost around CA$730. For families, these figures increase significantly, with a family of four requiring about CA$1,994 monthly in Montreal versus CA$2,555 in Calgary. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Montreal to Calgary, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Calgary to Montreal requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Montreal
Calgary
Frequently Asked Questions
Is Montreal more expensive than Calgary?
Yes, Montreal is approximately 10.8% more expensive than Calgary overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Montreal compared to Calgary?
To maintain the same standard of living, you would need approximately 1.1x of your Calgary salary when living in Montreal. For example, if you earn $50,000 in Calgary, you'd need about $55,385 in Montreal for a comparable lifestyle.
What are the biggest cost differences between Montreal and Calgary?
The most significant cost difference is in housing. Rent prices differ by approximately 20%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.
Which city is better for expats and digital nomads?
Calgary offers better purchasing power, making it more attractive for those earning in strong currencies. However, Calgary provides lower living costs, which benefits budget-conscious travelers. Consider Montreal if you prioritize cultural experiences, or Calgary for better value.
What's a reasonable monthly budget for Montreal vs Calgary?
In Montreal, a single person needs approximately CA$1,670 per month (including rent), while a family of four requires about CA$3,894. In Calgary, these figures are CA$2,030 for singles and CA$4,755 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Montreal and Calgary in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
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