Updated January 5, 2026
Cost Comparison 2026

ChicagovsSingapore

United States
Singapore
Share:

Overall

💰

+12.8%

Chicago is 12.8%more expensive

Rent

🏠

+53.2%

Housing is 53.2% higher

Dining

🍽️

-5.3%

Restaurants 5.3% cheaper

Groceries

🛒

+17.9%

Food shopping 17.9% more

Comparing the cost of living between Chicago, United States and Singapore, Singapore reveals significant insights for anyone considering relocation or travel in 2026. Our comprehensive analysis shows that Chicago is more expensive than Singapore by approximately 12.8%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Chicago are lower than in Singapore by 35%. A one-bedroom apartment in Chicago's city center costs around $2,352, while the same in Singapore is approximately SGD 3,618.

Dining out in Chicago costs about the same compared to Singapore. An inexpensive restaurant meal costs $20 in Chicago versus SGD 13 in Singapore.

Public transportation in Chicago is more affordable, with monthly passes at $105 compared to SGD 128 in Singapore.

Grocery shopping in Chicago is more affordable by approximately 15%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Chicago can expect to spend approximately $705 per month (excluding rent), while in Singapore, the same lifestyle would cost around SGD 766. For families, these figures increase significantly, with a family of four requiring about $2,466 monthly in Chicago versus SGD 2,681 in Singapore. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Chicago, United States
Singapore, Singapore

🏠 Housing Costs (Monthly Rent)

1BR City Center
$2,352
SGD 3,618
1BR Outside Center
$1,712
SGD 2,768
3BR City Center
$4,250
SGD 7,655

🍽️ Food & Dining

Meal, Inexpensive Restaurant
$20
SGD 13
Meal for 2, Mid-range Restaurant
$100
SGD 90
Cappuccino
$5
SGD 6
Domestic Beer (0.5L)
$7
SGD 10

🛒 Groceries

Milk (1L)
$1
SGD 4
Bread (500g)
$5
SGD 3
Eggs (12)
$7
SGD 4
Cheese (1kg)
$14
SGD 24

🚌 Transportation

One-way Ticket
$3
SGD 2
Monthly Pass
$105
SGD 128
Taxi Start
$3
SGD 5
Gasoline (1L)
$1
SGD 3

💡 Utilities & Internet

Basic Utilities (85m²)
$155
SGD 202
Internet (60 Mbps)
$62
SGD 40
Mobile Minute
$0
SGD 0

Tips for Moving Between Cities

For those considering a move from Chicago to Singapore, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Singapore to Chicago requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Chicago

Cost of Living Index78
Rent Index62
Purchasing Power Index105

Singapore

Cost of Living Index88
Rent Index95
Purchasing Power Index105

Frequently Asked Questions

Is Chicago more expensive than Singapore?

Yes, Chicago is approximately 12.8% more expensive than Singapore overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Chicago compared to Singapore?

To maintain the same standard of living, you would need approximately 1.1x of your Singapore salary when living in Chicago. For example, if you earn $50,000 in Singapore, you'd need about $56,410 in Chicago for a comparable lifestyle.

What are the biggest cost differences between Chicago and Singapore?

The most significant cost difference is in housing. Rent prices differ by approximately 35%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.

Which city is better for expats and digital nomads?

Singapore offers better purchasing power, making it more attractive for those earning in strong currencies. However, Singapore provides lower living costs, which benefits budget-conscious travelers. Consider Chicago if you prioritize cultural experiences, or Singapore for affordability.

What's a reasonable monthly budget for Chicago vs Singapore?

In Chicago, a single person needs approximately $2,417 per month (including rent), while a family of four requires about $5,416. In Singapore, these figures are SGD 3,534 for singles and SGD 7,568 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Chicago and Singapore in 2026 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Singapore to maintain your lifestyle from Chicago

Calculate Salary Equivalence

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Last updated: 2026-01-08 • Data sourced from multiple providers