CalgaryvsChicago
Overall
💰+13.9%
Calgary is 13.9%more expensive
Rent
🏠+30.0%
Housing is 30.0% higher
Dining
🍽️+6.7%
Restaurants 6.7% pricier
Groceries
🛒0.0%
Food shopping 0.0% same
Comparing the cost of living between Calgary, Canada and Chicago, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Calgary is more expensive than Chicago by approximately 13.9%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Calgary are lower than in Chicago by 23%. A one-bedroom apartment in Calgary's city center costs around CA$1,600, while the same in Chicago is approximately $2,200.
Dining out in Calgary costs about the same compared to Chicago. An inexpensive restaurant meal costs CA$20 in Calgary versus $18 in Chicago.
Public transportation in Calgary is more expensive, with monthly passes at CA$112 compared to $105 in Chicago.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Calgary can expect to spend approximately CA$730 per month (excluding rent), while in Chicago, the same lifestyle would cost around $638. For families, these figures increase significantly, with a family of four requiring about CA$2,555 monthly in Calgary versus $2,232 in Chicago. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Calgary to Chicago, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Chicago to Calgary requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Calgary
Chicago
Frequently Asked Questions
Is Calgary more expensive than Chicago?
Yes, Calgary is approximately 13.9% more expensive than Chicago overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Calgary compared to Chicago?
To maintain the same standard of living, you would need approximately 1.1x of your Chicago salary when living in Calgary. For example, if you earn $50,000 in Chicago, you'd need about $56,944 in Calgary for a comparable lifestyle.
What are the biggest cost differences between Calgary and Chicago?
The most significant cost difference is in housing. Rent prices differ by approximately 23%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.
Which city is better for expats and digital nomads?
Chicago offers better purchasing power, making it more attractive for those earning in strong currencies. However, Chicago provides lower living costs, which benefits budget-conscious travelers. Consider Calgary if you prioritize cultural experiences, or Chicago for better value.
What's a reasonable monthly budget for Calgary vs Chicago?
In Calgary, a single person needs approximately CA$2,030 per month (including rent), while a family of four requires about CA$4,755. In Chicago, these figures are $2,238 for singles and $5,032 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Calgary and Chicago in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Chicago to maintain your lifestyle from Calgary
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