CalgaryvsMontreal
Overall
💰-9.7%
Calgary is 9.7%cheaper
Rent
🏠-20.0%
Housing is 20.0% lower
Dining
🍽️-9.3%
Restaurants 9.3% cheaper
Groceries
🛒-6.3%
Food shopping 6.3% less
Comparing the cost of living between Calgary, Canada and Montreal, Canada reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Calgary is more affordable than Montreal by approximately 9.7%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Calgary are higher than in Montreal by 25%. A one-bedroom apartment in Calgary's city center costs around CA$1,600, while the same in Montreal is approximately CA$1,500.
Dining out in Calgary is notably more expensive compared to Montreal. An inexpensive restaurant meal costs CA$20 in Calgary versus CA$18 in Montreal.
Public transportation in Calgary is more expensive, with monthly passes at CA$112 compared to CA$94 in Montreal.
Purchasing power in Calgary is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Montreal.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Calgary can expect to spend approximately CA$730 per month (excluding rent), while in Montreal, the same lifestyle would cost around CA$570. For families, these figures increase significantly, with a family of four requiring about CA$2,555 monthly in Calgary versus CA$1,994 in Montreal. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Montreal to Calgary, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Calgary to Montreal requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Calgary
Montreal
Frequently Asked Questions
Is Calgary more expensive than Montreal?
No, Calgary is approximately 9.7% cheaper than Montreal. You'll find significant savings in housing, food, and transportation costs.
How much salary do I need in Calgary compared to Montreal?
To maintain the same standard of living, you would need approximately 91% of your Montreal salary when living in Calgary. For example, if you earn $50,000 in Montreal, you'd need about $45,570 in Calgary for a comparable lifestyle.
What are the biggest cost differences between Calgary and Montreal?
The most significant cost difference is in housing. Rent prices differ by approximately 25%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.
Which city is better for expats and digital nomads?
Calgary offers better purchasing power, making it more attractive for those earning in strong currencies. However, Calgary provides lower living costs, which benefits budget-conscious travelers. Consider Calgary if you prioritize earning potential, or Montreal for affordability.
What's a reasonable monthly budget for Calgary vs Montreal?
In Calgary, a single person needs approximately CA$2,030 per month (including rent), while a family of four requires about CA$4,755. In Montreal, these figures are CA$1,670 for singles and CA$3,894 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Calgary and Montreal in 2025 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Montreal to maintain your lifestyle from Calgary
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