Cost Comparison 2025

SingaporevsSan Francisco

Singapore
United States

Overall

💰

+10.5%

Singapore is 10.5%more expensive

Rent

🏠

+22.2%

Housing is 22.2% higher

Dining

🍽️

+31.3%

Restaurants 31.3% pricier

Groceries

🛒

+23.5%

Food shopping 23.5% more

Comparing the cost of living between Singapore, Singapore and San Francisco, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Singapore is more expensive than San Francisco by approximately 10.5%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Singapore are lower than in San Francisco by 18%. A one-bedroom apartment in Singapore's city center costs around SGD 3,500, while the same in San Francisco is approximately $3,800.

Dining out in Singapore offers significant savings compared to San Francisco. An inexpensive restaurant meal costs SGD 15 in Singapore versus $22 in San Francisco.

Public transportation in Singapore is more expensive, with monthly passes at SGD 120 compared to $98 in San Francisco.

Purchasing power in San Francisco is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Singapore.

Grocery shopping in Singapore is more affordable by approximately 19%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Singapore can expect to spend approximately SGD 777 per month (excluding rent), while in San Francisco, the same lifestyle would cost around $778. For families, these figures increase significantly, with a family of four requiring about SGD 2,720 monthly in Singapore versus $2,724 in San Francisco. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Singapore, Singapore
San Francisco, United States

🏠 Housing Costs (Monthly Rent)

1BR City Center
SGD 3,500
$3,800
1BR Outside Center
SGD 2,500
$2,800
3BR City Center
SGD 7,000
$7,500

🍽️ Food & Dining

Meal, Inexpensive Restaurant
SGD 15
$22
Meal for 2, Mid-range Restaurant
SGD 100
$130
Cappuccino
SGD 6
$6
Domestic Beer (0.5L)
SGD 10
$8

🛒 Groceries

Milk (1L)
SGD 3
$2
Bread (500g)
SGD 3
$4
Eggs (12)
SGD 4
$5
Cheese (1kg)
SGD 20
$18

🚌 Transportation

One-way Ticket
SGD 2
$3
Monthly Pass
SGD 120
$98
Taxi Start
SGD 4
$6
Gasoline (1L)
SGD 3
$1

💡 Utilities & Internet

Basic Utilities (85m²)
SGD 200
$160
Internet (60 Mbps)
SGD 50
$65
Mobile Minute
SGD 0
$0

Tips for Moving Between Cities

For those considering a move from Singapore to San Francisco, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from San Francisco to Singapore requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Singapore

Cost of Living Index95
Rent Index90
Purchasing Power Index100

San Francisco

Cost of Living Index105
Rent Index110
Purchasing Power Index115

Frequently Asked Questions

Is Singapore more expensive than San Francisco?

Yes, Singapore is approximately 10.5% more expensive than San Francisco overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Singapore compared to San Francisco?

To maintain the same standard of living, you would need approximately 1.1x of your San Francisco salary when living in Singapore. For example, if you earn $50,000 in San Francisco, you'd need about $55,263 in Singapore for a comparable lifestyle.

What are the biggest cost differences between Singapore and San Francisco?

The most significant cost difference is in dining out. Restaurant prices vary by about 24%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

San Francisco offers better purchasing power, making it more attractive for those earning in strong currencies. However, San Francisco provides lower living costs, which benefits budget-conscious travelers. Consider Singapore if you prioritize cultural experiences, or San Francisco for better value.

What's a reasonable monthly budget for Singapore vs San Francisco?

In Singapore, a single person needs approximately SGD 3,277 per month (including rent), while a family of four requires about SGD 7,220. In San Francisco, these figures are $3,578 for singles and $7,724 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Singapore and San Francisco in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in San Francisco to maintain your lifestyle from Singapore

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers