Singapore vs New York: Cost of Living Comparison 2025

Singapore

Singapore

vs
New York

United States

Comparing the cost of living between Singapore, Singapore and New York, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Singapore is more expensive than New York by approximately 5.3%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

  • Housing costs in Singapore are lower than in New York by 10%. A one-bedroom apartment in Singapore's city center costs around SGD 3,500, while the same in New York is approximately $3,500.

  • Dining out in Singapore offers significant savings compared to New York. An inexpensive restaurant meal costs SGD 15 in Singapore versus $20 in New York.

  • Public transportation in Singapore is more affordable, with monthly passes at SGD 120 compared to $127 in New York.

  • Grocery shopping in Singapore is more affordable by approximately 15%. Basic items like milk, bread, and eggs show lower prices across the board.

Overall Cost of Living

+5.3%

more expensive

Rent

+11.1%

more expensive

Restaurant Prices

+25.0%

more expensive

Groceries

+17.6%

more expensive

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Singapore can expect to spend approximately SGD 777 per month (excluding rent), while in New York, the same lifestyle would cost around $779. For families, these figures increase significantly, with a family of four requiring about SGD 2,720 monthly in Singapore versus $2,727 in New York. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

🏠 Housing Costs (Monthly Rent)

1BR City Center
SGD 3,500
$3,500
1BR Outside Center
SGD 2,500
$2,500
3BR City Center
SGD 7,000
$7,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
SGD 15
$20
Meal for 2, Mid-range Restaurant
SGD 100
$120
Cappuccino
SGD 6
$6
Domestic Beer (0.5L)
SGD 10
$8

🛒 Groceries

Milk (1L)
SGD 3
$2
Bread (500g)
SGD 3
$4
Eggs (12)
SGD 4
$5
Cheese (1kg)
SGD 20
$15

🚌 Transportation

One-way Ticket
SGD 2
$3
Monthly Pass
SGD 120
$127
Taxi Start
SGD 4
$5
Gasoline (1L)
SGD 3
$1

💡 Utilities & Internet

Basic Utilities (85m²)
SGD 200
$180
Internet (60 Mbps)
SGD 50
$70
Mobile Minute
SGD 0
$0

Tips for Moving Between Cities

For those considering a move from Singapore to New York, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from New York to Singapore requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Singapore

Cost of Living Index95
Rent Index90
Purchasing Power Index100

New York

Cost of Living Index100
Rent Index100
Purchasing Power Index100

Frequently Asked Questions

Is Singapore more expensive than New York?

Yes, Singapore is approximately 5.3% more expensive than New York overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Singapore compared to New York?

To maintain the same standard of living, you would need approximately 1.1x of your New York salary when living in Singapore. For example, if you earn $50,000 in New York, you'd need about $52,632 in Singapore for a comparable lifestyle.

What are the biggest cost differences between Singapore and New York?

The most significant cost difference is in dining out. Restaurant prices vary by about 20%, which can significantly impact your entertainment budget. Transportation and utilities show smaller variations between the two cities.

Which city is better for expats and digital nomads?

New York offers better purchasing power, making it more attractive for those earning in strong currencies. However, New York provides lower living costs, which benefits budget-conscious travelers. Consider Singapore if you prioritize cultural experiences, or New York for affordability.

What's a reasonable monthly budget for Singapore vs New York?

In Singapore, a single person needs approximately SGD 3,277 per month (including rent), while a family of four requires about SGD 7,220. In New York, these figures are $3,279 for singles and $7,227 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Singapore and New York in 2025 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in New York to maintain your lifestyle from Singapore

Calculate Salary Equivalence

Last updated: 2025-01-15