Cost Comparison 2025

SingaporevsMumbai

Singapore
India

Overall

💰

-63.2%

Singapore is 63.2%cheaper

Rent

🏠

-72.2%

Housing is 72.2% lower

Dining

🍽️

-62.5%

Restaurants 62.5% cheaper

Groceries

🛒

-58.8%

Food shopping 58.8% less

Comparing the cost of living between Singapore, Singapore and Mumbai, India reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Singapore is more affordable than Mumbai by approximately 63.2%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Singapore are higher than in Mumbai by 260%. A one-bedroom apartment in Singapore's city center costs around SGD 3,500, while the same in Mumbai is approximately ₹35,000.

Dining out in Singapore is notably more expensive compared to Mumbai. An inexpensive restaurant meal costs SGD 15 in Singapore versus ₹200 in Mumbai.

Public transportation in Singapore is more affordable, with monthly passes at SGD 120 compared to ₹1,500 in Mumbai.

Purchasing power in Singapore is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.

Grocery shopping in Singapore is more expensive by approximately 143%. Basic items like milk, bread, and eggs show higher prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Singapore can expect to spend approximately SGD 777 per month (excluding rent), while in Mumbai, the same lifestyle would cost around ₹12,260. For families, these figures increase significantly, with a family of four requiring about SGD 2,720 monthly in Singapore versus ₹42,910 in Mumbai. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Singapore, Singapore
Mumbai, India

🏠 Housing Costs (Monthly Rent)

1BR City Center
SGD 3,500
₹35,000
1BR Outside Center
SGD 2,500
₹20,000
3BR City Center
SGD 7,000
₹100,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
SGD 15
₹200
Meal for 2, Mid-range Restaurant
SGD 100
₹1,500
Cappuccino
SGD 6
₹150
Domestic Beer (0.5L)
SGD 10
₹200

🛒 Groceries

Milk (1L)
SGD 3
₹55
Bread (500g)
SGD 3
₹35
Eggs (12)
SGD 4
₹80
Cheese (1kg)
SGD 20
₹400

🚌 Transportation

One-way Ticket
SGD 2
₹10
Monthly Pass
SGD 120
₹1,500
Taxi Start
SGD 4
₹25
Gasoline (1L)
SGD 3
₹105

💡 Utilities & Internet

Basic Utilities (85m²)
SGD 200
₹3,000
Internet (60 Mbps)
SGD 50
₹1,000
Mobile Minute
SGD 0
₹1

Tips for Moving Between Cities

For those considering a move from Mumbai to Singapore, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Singapore to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Singapore

Cost of Living Index95
Rent Index90
Purchasing Power Index100

Mumbai

Cost of Living Index35
Rent Index25
Purchasing Power Index40

Frequently Asked Questions

Is Singapore more expensive than Mumbai?

No, Singapore is approximately 63.2% cheaper than Mumbai. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in Singapore compared to Mumbai?

To maintain the same standard of living, you would need approximately 61% of your Mumbai salary when living in Singapore. For example, if you earn $50,000 in Mumbai, you'd need about $30,645 in Singapore for a comparable lifestyle.

What are the biggest cost differences between Singapore and Mumbai?

The most significant cost difference is in housing. Rent prices differ by approximately 260%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Singapore offers better purchasing power, making it more attractive for those earning in strong currencies. However, Singapore provides lower living costs, which benefits budget-conscious travelers. Consider Singapore if you prioritize earning potential, or Mumbai for affordability.

What's a reasonable monthly budget for Singapore vs Mumbai?

In Singapore, a single person needs approximately SGD 3,277 per month (including rent), while a family of four requires about SGD 7,220. In Mumbai, these figures are ₹32,260 for singles and ₹92,910 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Singapore and Mumbai in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Mumbai to maintain your lifestyle from Singapore

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers