SantiagovsMontreal
Overall
💰+18.2%
Santiago is 18.2%more expensive
Rent
🏠+14.3%
Housing is 14.3% higher
Dining
🍽️+36.0%
Restaurants 36.0% pricier
Groceries
🛒+36.4%
Food shopping 36.4% more
Comparing the cost of living between Santiago, Chile and Montreal, Canada reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Santiago is more expensive than Montreal by approximately 18.2%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Santiago are lower than in Montreal by 13%. A one-bedroom apartment in Santiago's city center costs around CLP 500,000, while the same in Montreal is approximately CA$1,500.
Dining out in Santiago offers significant savings compared to Montreal. An inexpensive restaurant meal costs CLP 7,000 in Santiago versus CA$18 in Montreal.
Public transportation in Santiago is more expensive, with monthly passes at CLP 33,000 compared to CA$94 in Montreal.
Purchasing power in Montreal is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Santiago.
Grocery shopping in Santiago is more affordable by approximately 27%. Basic items like milk, bread, and eggs show lower prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Santiago can expect to spend approximately CLP 286,600 per month (excluding rent), while in Montreal, the same lifestyle would cost around CA$570. For families, these figures increase significantly, with a family of four requiring about CLP 1,003,100 monthly in Santiago versus CA$1,994 in Montreal. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Santiago to Montreal, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Montreal to Santiago requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Santiago
Montreal
Frequently Asked Questions
Is Santiago more expensive than Montreal?
Yes, Santiago is approximately 18.2% more expensive than Montreal overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Santiago compared to Montreal?
To maintain the same standard of living, you would need approximately 1.2x of your Montreal salary when living in Santiago. For example, if you earn $50,000 in Montreal, you'd need about $59,091 in Santiago for a comparable lifestyle.
What are the biggest cost differences between Santiago and Montreal?
The most significant cost difference is in groceries. Grocery costs differ by roughly 27%, affecting your daily shopping expenses. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Montreal offers better purchasing power, making it more attractive for those earning in strong currencies. However, Montreal provides lower living costs, which benefits budget-conscious travelers. Consider Santiago if you prioritize cultural experiences, or Montreal for better value.
What's a reasonable monthly budget for Santiago vs Montreal?
In Santiago, a single person needs approximately CLP 636,600 per month (including rent), while a family of four requires about CLP 1,653,100. In Montreal, these figures are CA$1,670 for singles and CA$3,894 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Santiago and Montreal in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
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Find out how much you need to earn in Montreal to maintain your lifestyle from Santiago
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