PhiladelphiavsCalgary
Overall
💰-7.7%
Philadelphia is 7.7%cheaper
Rent
🏠-9.1%
Housing is 9.1% lower
Dining
🍽️0.0%
Restaurants 0.0% same
Groceries
🛒-5.9%
Food shopping 5.9% less
Comparing the cost of living between Philadelphia, United States and Calgary, Canada reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Philadelphia is more affordable than Calgary by approximately 7.7%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Philadelphia are higher than in Calgary by 10%. A one-bedroom apartment in Philadelphia's city center costs around $1,800, while the same in Calgary is approximately CA$1,600.
Dining out in Philadelphia costs about the same compared to Calgary. An inexpensive restaurant meal costs $18 in Philadelphia versus CA$20 in Calgary.
Public transportation in Philadelphia is more affordable, with monthly passes at $96 compared to CA$112 in Calgary.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Philadelphia can expect to spend approximately $624 per month (excluding rent), while in Calgary, the same lifestyle would cost around CA$730. For families, these figures increase significantly, with a family of four requiring about $2,183 monthly in Philadelphia versus CA$2,555 in Calgary. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Calgary to Philadelphia, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Philadelphia to Calgary requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Philadelphia
Calgary
Frequently Asked Questions
Is Philadelphia more expensive than Calgary?
No, Philadelphia is approximately 7.7% cheaper than Calgary. You'll find significant savings in housing, food, and transportation costs.
How much salary do I need in Philadelphia compared to Calgary?
To maintain the same standard of living, you would need approximately 93% of your Calgary salary when living in Philadelphia. For example, if you earn $50,000 in Calgary, you'd need about $46,429 in Philadelphia for a comparable lifestyle.
What are the biggest cost differences between Philadelphia and Calgary?
The most significant cost difference is in housing. Rent prices differ by approximately 10%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.
Which city is better for expats and digital nomads?
Calgary offers better purchasing power, making it more attractive for those earning in strong currencies. However, Philadelphia provides lower living costs, which benefits budget-conscious travelers. Consider Philadelphia if you prioritize cultural experiences, or Calgary for better value.
What's a reasonable monthly budget for Philadelphia vs Calgary?
In Philadelphia, a single person needs approximately $1,924 per month (including rent), while a family of four requires about $4,383. In Calgary, these figures are CA$2,030 for singles and CA$4,755 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Philadelphia and Calgary in 2025 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Calgary to maintain your lifestyle from Philadelphia
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