Cost Comparison 2025

CalgaryvsNew York

Canada
United States

Overall

💰

+38.9%

Calgary is 38.9%more expensive

Rent

🏠

+100.0%

Housing is 100.0% higher

Dining

🍽️

+33.3%

Restaurants 33.3% pricier

Groceries

🛒

+25.0%

Food shopping 25.0% more

Comparing the cost of living between Calgary, Canada and New York, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Calgary is more expensive than New York by approximately 38.9%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Calgary are lower than in New York by 50%. A one-bedroom apartment in Calgary's city center costs around CA$1,600, while the same in New York is approximately $3,500.

Dining out in Calgary offers significant savings compared to New York. An inexpensive restaurant meal costs CA$20 in Calgary versus $20 in New York.

Public transportation in Calgary is more affordable, with monthly passes at CA$112 compared to $127 in New York.

Grocery shopping in Calgary is more affordable by approximately 20%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Calgary can expect to spend approximately CA$730 per month (excluding rent), while in New York, the same lifestyle would cost around $779. For families, these figures increase significantly, with a family of four requiring about CA$2,555 monthly in Calgary versus $2,727 in New York. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Calgary, Canada
New York, United States

🏠 Housing Costs (Monthly Rent)

1BR City Center
CA$1,600
$3,500
1BR Outside Center
CA$1,300
$2,500
3BR City Center
CA$2,800
$7,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
CA$20
$20
Meal for 2, Mid-range Restaurant
CA$90
$120
Cappuccino
CA$5
$6
Domestic Beer (0.5L)
CA$7
$8

🛒 Groceries

Milk (1L)
CA$3
$2
Bread (500g)
CA$3
$4
Eggs (12)
CA$5
$5
Cheese (1kg)
CA$15
$15

🚌 Transportation

One-way Ticket
CA$4
$3
Monthly Pass
CA$112
$127
Taxi Start
CA$4
$5
Gasoline (1L)
CA$1
$1

💡 Utilities & Internet

Basic Utilities (85m²)
CA$180
$180
Internet (60 Mbps)
CA$80
$70
Mobile Minute
CA$0
$0

Tips for Moving Between Cities

For those considering a move from Calgary to New York, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from New York to Calgary requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Calgary

Cost of Living Index72
Rent Index50
Purchasing Power Index100

New York

Cost of Living Index100
Rent Index100
Purchasing Power Index100

Frequently Asked Questions

Is Calgary more expensive than New York?

Yes, Calgary is approximately 38.9% more expensive than New York overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Calgary compared to New York?

To maintain the same standard of living, you would need approximately 1.4x of your New York salary when living in Calgary. For example, if you earn $50,000 in New York, you'd need about $69,444 in Calgary for a comparable lifestyle.

What are the biggest cost differences between Calgary and New York?

The most significant cost difference is in housing. Rent prices differ by approximately 50%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.

Which city is better for expats and digital nomads?

New York offers better purchasing power, making it more attractive for those earning in strong currencies. However, New York provides lower living costs, which benefits budget-conscious travelers. Consider Calgary if you prioritize cultural experiences, or New York for affordability.

What's a reasonable monthly budget for Calgary vs New York?

In Calgary, a single person needs approximately CA$2,030 per month (including rent), while a family of four requires about CA$4,755. In New York, these figures are $3,279 for singles and $7,227 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Calgary and New York in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in New York to maintain your lifestyle from Calgary

Calculate Salary Equivalence

Last updated: 2025-01-28 • Data sourced from multiple providers