New YorkvsCalgary
Overall
💰-28.0%
New York is 28.0%cheaper
Rent
🏠-50.0%
Housing is 50.0% lower
Dining
🍽️-25.0%
Restaurants 25.0% cheaper
Groceries
🛒-20.0%
Food shopping 20.0% less
Comparing the cost of living between New York, United States and Calgary, Canada reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that New York is more affordable than Calgary by approximately 28.0%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in New York are higher than in Calgary by 100%. A one-bedroom apartment in New York's city center costs around $3,500, while the same in Calgary is approximately CA$1,600.
Dining out in New York is notably more expensive compared to Calgary. An inexpensive restaurant meal costs $20 in New York versus CA$20 in Calgary.
Public transportation in New York is more expensive, with monthly passes at $127 compared to CA$112 in Calgary.
Grocery shopping in New York is more expensive by approximately 25%. Basic items like milk, bread, and eggs show higher prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in New York can expect to spend approximately $779 per month (excluding rent), while in Calgary, the same lifestyle would cost around CA$730. For families, these figures increase significantly, with a family of four requiring about $2,727 monthly in New York versus CA$2,555 in Calgary. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Calgary to New York, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from New York to Calgary requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
New York
Calgary
Frequently Asked Questions
Is New York more expensive than Calgary?
No, New York is approximately 28.0% cheaper than Calgary. You'll find significant savings in housing, food, and transportation costs.
How much salary do I need in New York compared to Calgary?
To maintain the same standard of living, you would need approximately 78% of your Calgary salary when living in New York. For example, if you earn $50,000 in Calgary, you'd need about $39,063 in New York for a comparable lifestyle.
What are the biggest cost differences between New York and Calgary?
The most significant cost difference is in housing. Rent prices differ by approximately 100%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.
Which city is better for expats and digital nomads?
Calgary offers better purchasing power, making it more attractive for those earning in strong currencies. However, New York provides lower living costs, which benefits budget-conscious travelers. Consider New York if you prioritize cultural experiences, or Calgary for affordability.
What's a reasonable monthly budget for New York vs Calgary?
In New York, a single person needs approximately $3,279 per month (including rent), while a family of four requires about $7,227. In Calgary, these figures are CA$2,030 for singles and CA$4,755 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between New York and Calgary in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Calgary to maintain your lifestyle from New York
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