Updated January 5, 2026
Cost Comparison 2026

DubaivsMumbai

United Arab Emirates
India
Share:

Overall

💰

-57.3%

Dubai is 57.3%cheaper

Rent

🏠

-69.4%

Housing is 69.4% lower

Dining

🍽️

-64.1%

Restaurants 64.1% cheaper

Groceries

🛒

-52.9%

Food shopping 52.9% less

Comparing the cost of living between Dubai, United Arab Emirates and Mumbai, India reveals significant insights for anyone considering relocation or travel in 2026. Our comprehensive analysis shows that Dubai is more affordable than Mumbai by approximately 57.3%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Dubai are higher than in Mumbai by 227%. A one-bedroom apartment in Dubai's city center costs around AED 8,693, while the same in Mumbai is approximately ₹51,500.

Dining out in Dubai is notably more expensive compared to Mumbai. An inexpensive restaurant meal costs AED 40 in Dubai versus ₹300 in Mumbai.

Public transportation in Dubai is more affordable, with monthly passes at AED 300 compared to ₹1,800 in Mumbai.

Purchasing power in Dubai is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.

Grocery shopping in Dubai is more expensive by approximately 113%. Basic items like milk, bread, and eggs show higher prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Dubai can expect to spend approximately AED 2,513 per month (excluding rent), while in Mumbai, the same lifestyle would cost around ₹15,714. For families, these figures increase significantly, with a family of four requiring about AED 8,794 monthly in Dubai versus ₹54,999 in Mumbai. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Dubai, United Arab Emirates
Mumbai, India

🏠 Housing Costs (Monthly Rent)

1BR City Center
AED 8,693
₹51,500
1BR Outside Center
AED 5,462
₹26,500
3BR City Center
AED 17,064
₹125,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
AED 40
₹300
Meal for 2, Mid-range Restaurant
AED 300
₹2,000
Cappuccino
AED 21
₹185
Domestic Beer (0.5L)
AED 50
₹250

🛒 Groceries

Milk (1L)
AED 7
₹68
Bread (500g)
AED 5
₹42
Eggs (12)
AED 14
₹98
Cheese (1kg)
AED 45
₹480

🚌 Transportation

One-way Ticket
AED 6
₹15
Monthly Pass
AED 300
₹1,800
Taxi Start
AED 12
₹28
Gasoline (1L)
AED 3
₹108

💡 Utilities & Internet

Basic Utilities (85m²)
AED 894
₹4,200
Internet (60 Mbps)
AED 351
₹750
Mobile Minute
AED 1
₹1

Tips for Moving Between Cities

For those considering a move from Mumbai to Dubai, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Dubai to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Dubai

Cost of Living Index75
Rent Index72
Purchasing Power Index115

Mumbai

Cost of Living Index32
Rent Index22
Purchasing Power Index38

Frequently Asked Questions

Is Dubai more expensive than Mumbai?

No, Dubai is approximately 57.3% cheaper than Mumbai. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in Dubai compared to Mumbai?

To maintain the same standard of living, you would need approximately 64% of your Mumbai salary when living in Dubai. For example, if you earn $50,000 in Mumbai, you'd need about $31,780 in Dubai for a comparable lifestyle.

What are the biggest cost differences between Dubai and Mumbai?

The most significant cost difference is in housing. Rent prices differ by approximately 227%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Dubai offers better purchasing power, making it more attractive for those earning in strong currencies. However, Dubai provides lower living costs, which benefits budget-conscious travelers. Consider Dubai if you prioritize earning potential, or Mumbai for affordability.

What's a reasonable monthly budget for Dubai vs Mumbai?

In Dubai, a single person needs approximately AED 7,975 per month (including rent), while a family of four requires about AED 20,194. In Mumbai, these figures are ₹42,214 for singles and ₹112,999 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Dubai and Mumbai in 2026 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Mumbai to maintain your lifestyle from Dubai

Calculate Salary Equivalence

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Last updated: 2026-01-08 • Data sourced from multiple providers