ChicagovsSydney
Overall
💰+9.8%
Chicago is 9.8%more expensive
Rent
🏠+23.1%
Housing is 23.1% higher
Dining
🍽️+12.5%
Restaurants 12.5% pricier
Groceries
🛒+6.3%
Food shopping 6.3% more
Comparing the cost of living between Chicago, United States and Sydney, Australia reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Chicago is more expensive than Sydney by approximately 9.8%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Chicago are lower than in Sydney by 19%. A one-bedroom apartment in Chicago's city center costs around $2,200, while the same in Sydney is approximately A$3,000.
Dining out in Chicago offers significant savings compared to Sydney. An inexpensive restaurant meal costs $18 in Chicago versus A$20 in Sydney.
Public transportation in Chicago is more affordable, with monthly passes at $105 compared to A$200 in Sydney.
Purchasing power in Chicago is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Sydney.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Chicago can expect to spend approximately $638 per month (excluding rent), while in Sydney, the same lifestyle would cost around A$804. For families, these figures increase significantly, with a family of four requiring about $2,232 monthly in Chicago versus A$2,814 in Sydney. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Chicago to Sydney, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Sydney to Chicago requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Chicago
Sydney
Frequently Asked Questions
Is Chicago more expensive than Sydney?
Yes, Chicago is approximately 9.8% more expensive than Sydney overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Chicago compared to Sydney?
To maintain the same standard of living, you would need approximately 1.1x of your Sydney salary when living in Chicago. For example, if you earn $50,000 in Sydney, you'd need about $54,878 in Chicago for a comparable lifestyle.
What are the biggest cost differences between Chicago and Sydney?
The most significant cost difference is in housing. Rent prices differ by approximately 19%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Chicago offers better purchasing power, making it more attractive for those earning in strong currencies. However, Sydney provides lower living costs, which benefits budget-conscious travelers. Consider Chicago if you prioritize earning potential, or Sydney for affordability.
What's a reasonable monthly budget for Chicago vs Sydney?
In Chicago, a single person needs approximately $2,238 per month (including rent), while a family of four requires about $5,032. In Sydney, these figures are A$3,004 for singles and A$6,614 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Chicago and Sydney in 2025 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
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Find out how much you need to earn in Sydney to maintain your lifestyle from Chicago
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