Cost Comparison 2025

ChicagovsNairobi

United States
Kenya

Overall

💰

-45.1%

Chicago is 45.1%cheaper

Rent

🏠

-61.5%

Housing is 61.5% lower

Dining

🍽️

-50.0%

Restaurants 50.0% cheaper

Groceries

🛒

-40.0%

Food shopping 40.0% less

Comparing the cost of living between Chicago, United States and Nairobi, Kenya reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Chicago is more affordable than Nairobi by approximately 45.1%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Chicago are higher than in Nairobi by 160%. A one-bedroom apartment in Chicago's city center costs around $2,200, while the same in Nairobi is approximately KES 50,000.

Dining out in Chicago is notably more expensive compared to Nairobi. An inexpensive restaurant meal costs $18 in Chicago versus KES 500 in Nairobi.

Public transportation in Chicago is more affordable, with monthly passes at $105 compared to KES 4,000 in Nairobi.

Purchasing power in Chicago is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Nairobi.

Grocery shopping in Chicago is more expensive by approximately 67%. Basic items like milk, bread, and eggs show higher prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Chicago can expect to spend approximately $638 per month (excluding rent), while in Nairobi, the same lifestyle would cost around KES 29,480. For families, these figures increase significantly, with a family of four requiring about $2,232 monthly in Chicago versus KES 103,180 in Nairobi. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Chicago, United States
Nairobi, Kenya

🏠 Housing Costs (Monthly Rent)

1BR City Center
$2,200
KES 50,000
1BR Outside Center
$1,600
KES 25,000
3BR City Center
$4,000
KES 120,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
$18
KES 500
Meal for 2, Mid-range Restaurant
$90
KES 3,000
Cappuccino
$5
KES 300
Domestic Beer (0.5L)
$6
KES 250

🛒 Groceries

Milk (1L)
$1
KES 120
Bread (500g)
$3
KES 50
Eggs (12)
$4
KES 200
Cheese (1kg)
$12
KES 800

🚌 Transportation

One-way Ticket
$3
KES 50
Monthly Pass
$105
KES 4,000
Taxi Start
$4
KES 200
Gasoline (1L)
$1
KES 170

💡 Utilities & Internet

Basic Utilities (85m²)
$140
KES 7,000
Internet (60 Mbps)
$60
KES 4,000
Mobile Minute
$0
KES 5

Tips for Moving Between Cities

For those considering a move from Nairobi to Chicago, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Chicago to Nairobi requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Chicago

Cost of Living Index82
Rent Index65
Purchasing Power Index110

Nairobi

Cost of Living Index45
Rent Index25
Purchasing Power Index35

Frequently Asked Questions

Is Chicago more expensive than Nairobi?

No, Chicago is approximately 45.1% cheaper than Nairobi. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in Chicago compared to Nairobi?

To maintain the same standard of living, you would need approximately 69% of your Nairobi salary when living in Chicago. For example, if you earn $50,000 in Nairobi, you'd need about $34,454 in Chicago for a comparable lifestyle.

What are the biggest cost differences between Chicago and Nairobi?

The most significant cost difference is in housing. Rent prices differ by approximately 160%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Chicago offers better purchasing power, making it more attractive for those earning in strong currencies. However, Chicago provides lower living costs, which benefits budget-conscious travelers. Consider Chicago if you prioritize earning potential, or Nairobi for affordability.

What's a reasonable monthly budget for Chicago vs Nairobi?

In Chicago, a single person needs approximately $2,238 per month (including rent), while a family of four requires about $5,032. In Nairobi, these figures are KES 54,480 for singles and KES 173,180 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Chicago and Nairobi in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Nairobi to maintain your lifestyle from Chicago

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers