Cost Comparison 2025

ChicagovsHong Kong

United States
Hong Kong

Overall

💰

+15.9%

Chicago is 15.9%more expensive

Rent

🏠

+69.2%

Housing is 69.2% higher

Dining

🍽️

-12.5%

Restaurants 12.5% cheaper

Groceries

🛒

+25.0%

Food shopping 25.0% more

Comparing the cost of living between Chicago, United States and Hong Kong, Hong Kong reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Chicago is more expensive than Hong Kong by approximately 15.9%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Chicago are lower than in Hong Kong by 41%. A one-bedroom apartment in Chicago's city center costs around $2,200, while the same in Hong Kong is approximately HK$20,000.

Dining out in Chicago is notably more expensive compared to Hong Kong. An inexpensive restaurant meal costs $18 in Chicago versus HK$60 in Hong Kong.

Public transportation in Chicago is more affordable, with monthly passes at $105 compared to HK$500 in Hong Kong.

Purchasing power in Chicago is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Hong Kong.

Grocery shopping in Chicago is more affordable by approximately 20%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Chicago can expect to spend approximately $638 per month (excluding rent), while in Hong Kong, the same lifestyle would cost around HK$3,840. For families, these figures increase significantly, with a family of four requiring about $2,232 monthly in Chicago versus HK$13,440 in Hong Kong. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Chicago, United States
Hong Kong, Hong Kong

🏠 Housing Costs (Monthly Rent)

1BR City Center
$2,200
HK$20,000
1BR Outside Center
$1,600
HK$15,000
3BR City Center
$4,000
HK$45,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
$18
HK$60
Meal for 2, Mid-range Restaurant
$90
HK$500
Cappuccino
$5
HK$40
Domestic Beer (0.5L)
$6
HK$50

🛒 Groceries

Milk (1L)
$1
HK$25
Bread (500g)
$3
HK$15
Eggs (12)
$4
HK$25
Cheese (1kg)
$12
HK$150

🚌 Transportation

One-way Ticket
$3
HK$10
Monthly Pass
$105
HK$500
Taxi Start
$4
HK$27
Gasoline (1L)
$1
HK$20

💡 Utilities & Internet

Basic Utilities (85m²)
$140
HK$1,000
Internet (60 Mbps)
$60
HK$200
Mobile Minute
$0
HK$1

Tips for Moving Between Cities

For those considering a move from Chicago to Hong Kong, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Hong Kong to Chicago requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Chicago

Cost of Living Index82
Rent Index65
Purchasing Power Index110

Hong Kong

Cost of Living Index95
Rent Index110
Purchasing Power Index85

Frequently Asked Questions

Is Chicago more expensive than Hong Kong?

Yes, Chicago is approximately 15.9% more expensive than Hong Kong overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Chicago compared to Hong Kong?

To maintain the same standard of living, you would need approximately 1.2x of your Hong Kong salary when living in Chicago. For example, if you earn $50,000 in Hong Kong, you'd need about $57,927 in Chicago for a comparable lifestyle.

What are the biggest cost differences between Chicago and Hong Kong?

The most significant cost difference is in housing. Rent prices differ by approximately 41%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Chicago offers better purchasing power, making it more attractive for those earning in strong currencies. However, Hong Kong provides lower living costs, which benefits budget-conscious travelers. Consider Chicago if you prioritize earning potential, or Hong Kong for affordability.

What's a reasonable monthly budget for Chicago vs Hong Kong?

In Chicago, a single person needs approximately $2,238 per month (including rent), while a family of four requires about $5,032. In Hong Kong, these figures are HK$18,840 for singles and HK$43,440 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Chicago and Hong Kong in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Hong Kong to maintain your lifestyle from Chicago

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers