Updated January 5, 2026
Cost Comparison 2026

AmsterdamvsMontreal

Netherlands
Canada
Share:

Overall

πŸ’°

-16.7%

Amsterdam is 16.7%cheaper

Rent

🏠

-44.4%

Housing is 44.4% lower

Dining

🍽️

-10.5%

Restaurants 10.5% cheaper

Groceries

πŸ›’

+10.3%

Food shopping 10.3% more

Comparing the cost of living between Amsterdam, Netherlands and Montreal, Canada reveals significant insights for anyone considering relocation or travel in 2026. Our comprehensive analysis shows that Amsterdam is more affordable than Montreal by approximately 16.7%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Amsterdam are higher than in Montreal by 80%. A one-bedroom apartment in Amsterdam's city center costs around €2,147, while the same in Montreal is approximately CA$1,500.

Dining out in Amsterdam is notably more expensive compared to Montreal. An inexpensive restaurant meal costs €18 in Amsterdam versus CA$18 in Montreal.

Public transportation in Amsterdam is more expensive, with monthly passes at €99 compared to CA$94 in Montreal.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Amsterdam can expect to spend approximately €678 per month (excluding rent), while in Montreal, the same lifestyle would cost around CA$570. For families, these figures increase significantly, with a family of four requiring about €2,374 monthly in Amsterdam versus CA$1,994 in Montreal. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Amsterdam, Netherlands
Montreal, Canada

🏠 Housing Costs (Monthly Rent)

1BR City Center
€2,147
CA$1,500
1BR Outside Center
€1,668
CA$1,100
3BR City Center
€3,680
CA$2,600

🍽️ Food & Dining

Meal, Inexpensive Restaurant
€18
CA$18
Meal for 2, Mid-range Restaurant
€85
CA$80
Cappuccino
€4
CA$5
Domestic Beer (0.5L)
€6
CA$6

πŸ›’ Groceries

Milk (1L)
€1
CA$2
Bread (500g)
€2
CA$3
Eggs (12)
€4
CA$4
Cheese (1kg)
€12
CA$16

🚌 Transportation

One-way Ticket
€4
CA$4
Monthly Pass
€99
CA$94
Taxi Start
€4
CA$4
Gasoline (1L)
€2
CA$2

πŸ’‘ Utilities & Internet

Basic Utilities (85mΒ²)
€240
CA$90
Internet (60 Mbps)
€42
CA$65
Mobile Minute
€0
CA$0

Tips for Moving Between Cities

For those considering a move from Montreal to Amsterdam, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Amsterdam to Montreal requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Amsterdam

Cost of Living Index78
Rent Index72
Purchasing Power Index92

Montreal

Cost of Living Index65
Rent Index40
Purchasing Power Index85

Frequently Asked Questions

Is Amsterdam more expensive than Montreal?

No, Amsterdam is approximately 16.7% cheaper than Montreal. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in Amsterdam compared to Montreal?

To maintain the same standard of living, you would need approximately 86% of your Montreal salary when living in Amsterdam. For example, if you earn $50,000 in Montreal, you'd need about $42,857 in Amsterdam for a comparable lifestyle.

What are the biggest cost differences between Amsterdam and Montreal?

The most significant cost difference is in housing. Rent prices differ by approximately 80%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.

Which city is better for expats and digital nomads?

Amsterdam offers better purchasing power, making it more attractive for those earning in strong currencies. However, Amsterdam provides lower living costs, which benefits budget-conscious travelers. Consider Amsterdam if you prioritize earning potential, or Montreal for affordability.

What's a reasonable monthly budget for Amsterdam vs Montreal?

In Amsterdam, a single person needs approximately €2,346 per month (including rent), while a family of four requires about €5,074. In Montreal, these figures are CA$1,670 for singles and CA$3,894 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Amsterdam and Montreal in 2026 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Montreal to maintain your lifestyle from Amsterdam

Calculate Salary Equivalence

Planning Your Move? Get Global Health Insurance

Whether you're moving from Amsterdam to Montreal or vice versa, SafetyWing provides comprehensive health insurance for expats and digital nomads.

  • β€’ Coverage in 180+ countries including Netherlands and Canada
  • β€’ No home country restrictions
  • β€’ Monthly subscription from $45/month, cancel anytime
  • β€’ Covers COVID-19 and pre-existing conditions
Get Insurance Quote

Trusted by 100,000+ nomads worldwide

Transfer Money Between Netherlands and Canada

Moving money from EUR to CAD? Wise offers the real exchange rate with low, transparent fees - up to 8x cheaper than banks.

  • β€’ Real mid-market exchange rate, no hidden fees
  • β€’ Transfer to 80+ countries in 50+ currencies
  • β€’ Most transfers arrive in seconds
  • β€’ Trusted by 16+ million people worldwide
Send Money with Wise

Fee-free first transfer up to $500

Stay Updated on Cost of Living Changes

Get monthly updates delivered to your inbox. We update data on the 1st of every month.

Last updated: 2026-01-08 β€’ Data sourced from multiple providers