Updated January 5, 2026
Salary Equivalent Calculator

San Francisco to Chicago Salary Comparison

Chicago is 17.9% more affordable than San Francisco. Calculate how much you need to earn to maintain your standard of living.

San Francisco
Current City
Chicago
Target City
-17.9%
Cost Difference
0.82x
Salary Multiplier

Calculate Your Equivalent Salary

$

Salary Equivalent Reference Table

If you earn this much in San Francisco, here's what you'd need in Chicago:

Salary in San FranciscoEquivalent in ChicagoDifference
$50,000$41,053$-8,947
$75,000$61,579$-13,421
$100,000$82,105$-17,895
$150,000$123,158$-26,842
$200,000$164,211$-35,789

Key Insights: San Francisco vs Chicago

🏠 Housing Costs

Rent in Chicago averages $2,352/month for a 1BR in city center, compared to $3,376in San Francisco.

🍽️ Dining Out

A meal at an inexpensive restaurant costs around $20in Chicago vs $25 in San Francisco.

🚌 Transportation

Monthly public transit pass: $105in Chicago vs $98 in San Francisco.

💡 Utilities

Basic utilities for 85m² apartment: $155/month in Chicago vs $176 in San Francisco.

Moving from San Francisco to Chicago? Get Health Insurance

SafetyWing provides comprehensive health insurance for expats and digital nomads relocating between countries.

  • • Coverage in 180+ countries including United States and United States
  • • Monthly subscription from $45/month
  • • Cancel anytime, no commitments
Get Insurance Quote

Stay Updated on Cost of Living Changes

Get monthly updates delivered to your inbox. We update data on the 1st of every month.

Want the Full Cost Breakdown?

See detailed cost comparisons for housing, food, transport, and more.

View Full Comparison: San Francisco vs Chicago