Cost Comparison 2025

ZurichvsDenver

Switzerland
United States

Overall

💰

-30.4%

Zurich is 30.4%cheaper

Rent

🏠

-36.8%

Housing is 36.8% lower

Dining

🍽️

-35.0%

Restaurants 35.0% cheaper

Groceries

🛒

-31.7%

Food shopping 31.7% less

Comparing the cost of living between Zurich, Switzerland and Denver, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Zurich is more affordable than Denver by approximately 30.4%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Zurich are higher than in Denver by 58%. A one-bedroom apartment in Zurich's city center costs around CHF 2,800, while the same in Denver is approximately $1,900.

Dining out in Zurich is notably more expensive compared to Denver. An inexpensive restaurant meal costs CHF 25 in Zurich versus $17 in Denver.

Public transportation in Zurich is more affordable, with monthly passes at CHF 110 compared to $114 in Denver.

Purchasing power in Zurich is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Denver.

Grocery shopping in Zurich is more expensive by approximately 46%. Basic items like milk, bread, and eggs show higher prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Zurich can expect to spend approximately CHF 855 per month (excluding rent), while in Denver, the same lifestyle would cost around $616. For families, these figures increase significantly, with a family of four requiring about CHF 2,993 monthly in Zurich versus $2,155 in Denver. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Zurich, Switzerland
Denver, United States

🏠 Housing Costs (Monthly Rent)

1BR City Center
CHF 2,800
$1,900
1BR Outside Center
CHF 2,200
$1,500
3BR City Center
CHF 5,500
$3,500

🍽️ Food & Dining

Meal, Inexpensive Restaurant
CHF 25
$17
Meal for 2, Mid-range Restaurant
CHF 120
$80
Cappuccino
CHF 6
$5
Domestic Beer (0.5L)
CHF 7
$6

🛒 Groceries

Milk (1L)
CHF 2
$1
Bread (500g)
CHF 3
$3
Eggs (12)
CHF 6
$4
Cheese (1kg)
CHF 25
$11

🚌 Transportation

One-way Ticket
CHF 5
$3
Monthly Pass
CHF 110
$114
Taxi Start
CHF 7
$4
Gasoline (1L)
CHF 2
$1

💡 Utilities & Internet

Basic Utilities (85m²)
CHF 200
$130
Internet (60 Mbps)
CHF 60
$65
Mobile Minute
CHF 0
$0

Tips for Moving Between Cities

For those considering a move from Denver to Zurich, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Zurich to Denver requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Zurich

Cost of Living Index115
Rent Index95
Purchasing Power Index120

Denver

Cost of Living Index80
Rent Index60
Purchasing Power Index95

Frequently Asked Questions

Is Zurich more expensive than Denver?

No, Zurich is approximately 30.4% cheaper than Denver. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in Zurich compared to Denver?

To maintain the same standard of living, you would need approximately 77% of your Denver salary when living in Zurich. For example, if you earn $50,000 in Denver, you'd need about $38,333 in Zurich for a comparable lifestyle.

What are the biggest cost differences between Zurich and Denver?

The most significant cost difference is in housing. Rent prices differ by approximately 58%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.

Which city is better for expats and digital nomads?

Zurich offers better purchasing power, making it more attractive for those earning in strong currencies. However, Zurich provides lower living costs, which benefits budget-conscious travelers. Consider Zurich if you prioritize earning potential, or Denver for affordability.

What's a reasonable monthly budget for Zurich vs Denver?

In Zurich, a single person needs approximately CHF 3,055 per month (including rent), while a family of four requires about CHF 6,993. In Denver, these figures are $2,116 for singles and $4,755 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Zurich and Denver in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Denver to maintain your lifestyle from Zurich

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers