WarsawvsMumbai
Overall
💰-30.0%
Warsaw is 30.0%cheaper
Rent
🏠-37.5%
Housing is 37.5% lower
Dining
🍽️-28.6%
Restaurants 28.6% cheaper
Groceries
🛒-22.2%
Food shopping 22.2% less
Comparing the cost of living between Warsaw, Poland and Mumbai, India reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Warsaw is more affordable than Mumbai by approximately 30.0%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Warsaw are higher than in Mumbai by 60%. A one-bedroom apartment in Warsaw's city center costs around PLN 3,500, while the same in Mumbai is approximately ₹35,000.
Dining out in Warsaw is notably more expensive compared to Mumbai. An inexpensive restaurant meal costs PLN 40 in Warsaw versus ₹200 in Mumbai.
Public transportation in Warsaw is more affordable, with monthly passes at PLN 110 compared to ₹1,500 in Mumbai.
Purchasing power in Warsaw is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.
Grocery shopping in Warsaw is more expensive by approximately 29%. Basic items like milk, bread, and eggs show higher prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Warsaw can expect to spend approximately PLN 1,578 per month (excluding rent), while in Mumbai, the same lifestyle would cost around ₹12,260. For families, these figures increase significantly, with a family of four requiring about PLN 5,523 monthly in Warsaw versus ₹42,910 in Mumbai. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Mumbai to Warsaw, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Warsaw to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Warsaw
Mumbai
Frequently Asked Questions
Is Warsaw more expensive than Mumbai?
No, Warsaw is approximately 30.0% cheaper than Mumbai. You'll find significant savings in housing, food, and transportation costs.
How much salary do I need in Warsaw compared to Mumbai?
To maintain the same standard of living, you would need approximately 77% of your Mumbai salary when living in Warsaw. For example, if you earn $50,000 in Mumbai, you'd need about $38,462 in Warsaw for a comparable lifestyle.
What are the biggest cost differences between Warsaw and Mumbai?
The most significant cost difference is in housing. Rent prices differ by approximately 60%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Warsaw offers better purchasing power, making it more attractive for those earning in strong currencies. However, Warsaw provides lower living costs, which benefits budget-conscious travelers. Consider Warsaw if you prioritize earning potential, or Mumbai for affordability.
What's a reasonable monthly budget for Warsaw vs Mumbai?
In Warsaw, a single person needs approximately PLN 4,078 per month (including rent), while a family of four requires about PLN 10,023. In Mumbai, these figures are ₹32,260 for singles and ₹92,910 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Warsaw and Mumbai in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
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Find out how much you need to earn in Mumbai to maintain your lifestyle from Warsaw
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