Cost Comparison 2025

WarsawvsLuxembourg

Poland
Luxembourg

Overall

💰

+70.0%

Warsaw is 70.0%more expensive

Rent

🏠

+87.5%

Housing is 87.5% higher

Dining

🍽️

+114.3%

Restaurants 114.3% pricier

Groceries

🛒

+82.2%

Food shopping 82.2% more

Comparing the cost of living between Warsaw, Poland and Luxembourg, Luxembourg reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Warsaw is more expensive than Luxembourg by approximately 70.0%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Warsaw are lower than in Luxembourg by 47%. A one-bedroom apartment in Warsaw's city center costs around PLN 3,500, while the same in Luxembourg is approximately €2,000.

Dining out in Warsaw offers significant savings compared to Luxembourg. An inexpensive restaurant meal costs PLN 40 in Warsaw versus €20 in Luxembourg.

Public transportation in Warsaw is more expensive, with monthly passes at PLN 110 compared to €0 in Luxembourg.

Purchasing power in Luxembourg is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Warsaw.

Grocery shopping in Warsaw is more affordable by approximately 45%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Warsaw can expect to spend approximately PLN 1,578 per month (excluding rent), while in Luxembourg, the same lifestyle would cost around €600. For families, these figures increase significantly, with a family of four requiring about PLN 5,523 monthly in Warsaw versus €2,101 in Luxembourg. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Warsaw, Poland
Luxembourg, Luxembourg

🏠 Housing Costs (Monthly Rent)

1BR City Center
PLN 3,500
€2,000
1BR Outside Center
PLN 2,500
€1,600
3BR City Center
PLN 6,000
€3,800

🍽️ Food & Dining

Meal, Inexpensive Restaurant
PLN 40
€20
Meal for 2, Mid-range Restaurant
PLN 200
€90
Cappuccino
PLN 13
€4
Domestic Beer (0.5L)
PLN 12
€5

🛒 Groceries

Milk (1L)
PLN 4
€1
Bread (500g)
PLN 3
€2
Eggs (12)
PLN 8
€4
Cheese (1kg)
PLN 30
€18

🚌 Transportation

One-way Ticket
PLN 4
€0
Monthly Pass
PLN 110
€0
Taxi Start
PLN 8
€5
Gasoline (1L)
PLN 7
€2

💡 Utilities & Internet

Basic Utilities (85m²)
PLN 700
€200
Internet (60 Mbps)
PLN 60
€50
Mobile Minute
PLN 0
€0

Tips for Moving Between Cities

For those considering a move from Warsaw to Luxembourg, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Luxembourg to Warsaw requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Warsaw

Cost of Living Index50
Rent Index40
Purchasing Power Index65

Luxembourg

Cost of Living Index85
Rent Index75
Purchasing Power Index120

Frequently Asked Questions

Is Warsaw more expensive than Luxembourg?

Yes, Warsaw is approximately 70.0% more expensive than Luxembourg overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Warsaw compared to Luxembourg?

To maintain the same standard of living, you would need approximately 1.7x of your Luxembourg salary when living in Warsaw. For example, if you earn $50,000 in Luxembourg, you'd need about $85,000 in Warsaw for a comparable lifestyle.

What are the biggest cost differences between Warsaw and Luxembourg?

The most significant cost difference is in dining out. Restaurant prices vary by about 53%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Luxembourg offers better purchasing power, making it more attractive for those earning in strong currencies. However, Luxembourg provides lower living costs, which benefits budget-conscious travelers. Consider Warsaw if you prioritize cultural experiences, or Luxembourg for better value.

What's a reasonable monthly budget for Warsaw vs Luxembourg?

In Warsaw, a single person needs approximately PLN 4,078 per month (including rent), while a family of four requires about PLN 10,023. In Luxembourg, these figures are €2,200 for singles and €4,901 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Warsaw and Luxembourg in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Luxembourg to maintain your lifestyle from Warsaw

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers