TorontovsWashington DC
Overall
💰+17.3%
Toronto is 17.3%more expensive
Rent
🏠+7.1%
Housing is 7.1% higher
Dining
🍽️+13.3%
Restaurants 13.3% pricier
Groceries
🛒+17.3%
Food shopping 17.3% more
Comparing the cost of living between Toronto, Canada and Washington DC, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Toronto is more expensive than Washington DC by approximately 17.3%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Toronto are lower than in Washington DC by 7%. A one-bedroom apartment in Toronto's city center costs around CA$2,400, while the same in Washington DC is approximately $2,400.
Dining out in Toronto offers significant savings compared to Washington DC. An inexpensive restaurant meal costs CA$20 in Toronto versus $20 in Washington DC.
Public transportation in Toronto is more expensive, with monthly passes at CA$156 compared to $96 in Washington DC.
Purchasing power in Washington DC is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Toronto.
Grocery shopping in Toronto is more affordable by approximately 15%. Basic items like milk, bread, and eggs show lower prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Toronto can expect to spend approximately CA$739 per month (excluding rent), while in Washington DC, the same lifestyle would cost around $704. For families, these figures increase significantly, with a family of four requiring about CA$2,588 monthly in Toronto versus $2,465 in Washington DC. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Toronto to Washington DC, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Washington DC to Toronto requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Toronto
Washington DC
Frequently Asked Questions
Is Toronto more expensive than Washington DC?
Yes, Toronto is approximately 17.3% more expensive than Washington DC overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Toronto compared to Washington DC?
To maintain the same standard of living, you would need approximately 1.2x of your Washington DC salary when living in Toronto. For example, if you earn $50,000 in Washington DC, you'd need about $58,667 in Toronto for a comparable lifestyle.
What are the biggest cost differences between Toronto and Washington DC?
The most significant cost difference is in groceries. Grocery costs differ by roughly 15%, affecting your daily shopping expenses. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Washington DC offers better purchasing power, making it more attractive for those earning in strong currencies. However, Washington DC provides lower living costs, which benefits budget-conscious travelers. Consider Toronto if you prioritize cultural experiences, or Washington DC for better value.
What's a reasonable monthly budget for Toronto vs Washington DC?
In Toronto, a single person needs approximately CA$2,639 per month (including rent), while a family of four requires about CA$5,588. In Washington DC, these figures are $2,504 for singles and $5,665 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Toronto and Washington DC in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Washington DC to maintain your lifestyle from Toronto
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