TorontovsSan Diego
Overall
💰+13.3%
Toronto is 13.3%more expensive
Rent
🏠+7.1%
Housing is 7.1% higher
Dining
🍽️+6.7%
Restaurants 6.7% pricier
Groceries
🛒+13.3%
Food shopping 13.3% more
Comparing the cost of living between Toronto, Canada and San Diego, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Toronto is more expensive than San Diego by approximately 13.3%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Toronto are lower than in San Diego by 7%. A one-bedroom apartment in Toronto's city center costs around CA$2,400, while the same in San Diego is approximately $2,500.
Dining out in Toronto costs about the same compared to San Diego. An inexpensive restaurant meal costs CA$20 in Toronto versus $18 in San Diego.
Public transportation in Toronto is more expensive, with monthly passes at CA$156 compared to $72 in San Diego.
Grocery shopping in Toronto is more affordable by approximately 12%. Basic items like milk, bread, and eggs show lower prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Toronto can expect to spend approximately CA$739 per month (excluding rent), while in San Diego, the same lifestyle would cost around $581. For families, these figures increase significantly, with a family of four requiring about CA$2,588 monthly in Toronto versus $2,034 in San Diego. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Toronto to San Diego, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from San Diego to Toronto requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Toronto
San Diego
Frequently Asked Questions
Is Toronto more expensive than San Diego?
Yes, Toronto is approximately 13.3% more expensive than San Diego overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Toronto compared to San Diego?
To maintain the same standard of living, you would need approximately 1.1x of your San Diego salary when living in Toronto. For example, if you earn $50,000 in San Diego, you'd need about $56,667 in Toronto for a comparable lifestyle.
What are the biggest cost differences between Toronto and San Diego?
The most significant cost difference is in groceries. Grocery costs differ by roughly 12%, affecting your daily shopping expenses. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Toronto offers better purchasing power, making it more attractive for those earning in strong currencies. However, San Diego provides lower living costs, which benefits budget-conscious travelers. Consider Toronto if you prioritize earning potential, or San Diego for affordability.
What's a reasonable monthly budget for Toronto vs San Diego?
In Toronto, a single person needs approximately CA$2,639 per month (including rent), while a family of four requires about CA$5,588. In San Diego, these figures are $2,581 for singles and $5,534 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Toronto and San Diego in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
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Find out how much you need to earn in San Diego to maintain your lifestyle from Toronto
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