TorontovsLuxembourg
Overall
💰+13.3%
Toronto is 13.3%more expensive
Rent
🏠+7.1%
Housing is 7.1% higher
Dining
🍽️+20.0%
Restaurants 20.0% pricier
Groceries
🛒+9.3%
Food shopping 9.3% more
Comparing the cost of living between Toronto, Canada and Luxembourg, Luxembourg reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Toronto is more expensive than Luxembourg by approximately 13.3%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Toronto are lower than in Luxembourg by 7%. A one-bedroom apartment in Toronto's city center costs around CA$2,400, while the same in Luxembourg is approximately €2,000.
Dining out in Toronto offers significant savings compared to Luxembourg. An inexpensive restaurant meal costs CA$20 in Toronto versus €20 in Luxembourg.
Public transportation in Toronto is more expensive, with monthly passes at CA$156 compared to €0 in Luxembourg.
Purchasing power in Luxembourg is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Toronto.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Toronto can expect to spend approximately CA$739 per month (excluding rent), while in Luxembourg, the same lifestyle would cost around €600. For families, these figures increase significantly, with a family of four requiring about CA$2,588 monthly in Toronto versus €2,101 in Luxembourg. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Toronto to Luxembourg, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Luxembourg to Toronto requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Toronto
Luxembourg
Frequently Asked Questions
Is Toronto more expensive than Luxembourg?
Yes, Toronto is approximately 13.3% more expensive than Luxembourg overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Toronto compared to Luxembourg?
To maintain the same standard of living, you would need approximately 1.1x of your Luxembourg salary when living in Toronto. For example, if you earn $50,000 in Luxembourg, you'd need about $56,667 in Toronto for a comparable lifestyle.
What are the biggest cost differences between Toronto and Luxembourg?
The most significant cost difference is in dining out. Restaurant prices vary by about 17%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Luxembourg offers better purchasing power, making it more attractive for those earning in strong currencies. However, Luxembourg provides lower living costs, which benefits budget-conscious travelers. Consider Toronto if you prioritize cultural experiences, or Luxembourg for better value.
What's a reasonable monthly budget for Toronto vs Luxembourg?
In Toronto, a single person needs approximately CA$2,639 per month (including rent), while a family of four requires about CA$5,588. In Luxembourg, these figures are €2,200 for singles and €4,901 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Toronto and Luxembourg in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Luxembourg to maintain your lifestyle from Toronto
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