TorontovsAmsterdam
Overall
💰+6.7%
Toronto is 6.7%more expensive
Rent
🏠+7.1%
Housing is 7.1% higher
Dining
🍽️+6.7%
Restaurants 6.7% pricier
Groceries
🛒-6.7%
Food shopping 6.7% less
Comparing the cost of living between Toronto, Canada and Amsterdam, Netherlands reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Toronto is more expensive than Amsterdam by approximately 6.7%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Toronto are lower than in Amsterdam by 7%. A one-bedroom apartment in Toronto's city center costs around CA$2,400, while the same in Amsterdam is approximately €1,900.
Dining out in Toronto costs about the same compared to Amsterdam. An inexpensive restaurant meal costs CA$20 in Toronto versus €15 in Amsterdam.
Public transportation in Toronto is more expensive, with monthly passes at CA$156 compared to €100 in Amsterdam.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Toronto can expect to spend approximately CA$739 per month (excluding rent), while in Amsterdam, the same lifestyle would cost around €586. For families, these figures increase significantly, with a family of four requiring about CA$2,588 monthly in Toronto versus €2,050 in Amsterdam. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Toronto to Amsterdam, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Amsterdam to Toronto requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Toronto
Amsterdam
Frequently Asked Questions
Is Toronto more expensive than Amsterdam?
Yes, Toronto is approximately 6.7% more expensive than Amsterdam overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Toronto compared to Amsterdam?
To maintain the same standard of living, you would need approximately 1.1x of your Amsterdam salary when living in Toronto. For example, if you earn $50,000 in Amsterdam, you'd need about $53,333 in Toronto for a comparable lifestyle.
What are the biggest cost differences between Toronto and Amsterdam?
The most significant cost difference is in groceries. Grocery costs differ by roughly 7%, affecting your daily shopping expenses. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Toronto offers better purchasing power, making it more attractive for those earning in strong currencies. However, Amsterdam provides lower living costs, which benefits budget-conscious travelers. Consider Toronto if you prioritize earning potential, or Amsterdam for affordability.
What's a reasonable monthly budget for Toronto vs Amsterdam?
In Toronto, a single person needs approximately CA$2,639 per month (including rent), while a family of four requires about CA$5,588. In Amsterdam, these figures are €2,086 for singles and €4,550 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Toronto and Amsterdam in 2025 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
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Find out how much you need to earn in Amsterdam to maintain your lifestyle from Toronto
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