Cost Comparison 2025

StockholmvsMunich

Sweden
Germany

Overall

💰

-5.9%

Stockholm is 5.9%cheaper

Rent

🏠

+8.3%

Housing is 8.3% higher

Dining

🍽️

-11.8%

Restaurants 11.8% cheaper

Groceries

🛒

-12.5%

Food shopping 12.5% less

Comparing the cost of living between Stockholm, Sweden and Munich, Germany reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Stockholm is more affordable than Munich by approximately 5.9%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Stockholm are lower than in Munich by 8%. A one-bedroom apartment in Stockholm's city center costs around SEK 15,000, while the same in Munich is approximately €1,800.

Dining out in Stockholm is notably more expensive compared to Munich. An inexpensive restaurant meal costs SEK 120 in Stockholm versus €15 in Munich.

Public transportation in Stockholm is more expensive, with monthly passes at SEK 970 compared to €75 in Munich.

Grocery shopping in Stockholm is more expensive by approximately 14%. Basic items like milk, bread, and eggs show higher prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Stockholm can expect to spend approximately SEK 4,702 per month (excluding rent), while in Munich, the same lifestyle would cost around €584. For families, these figures increase significantly, with a family of four requiring about SEK 16,457 monthly in Stockholm versus €2,043 in Munich. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Stockholm, Sweden
Munich, Germany

🏠 Housing Costs (Monthly Rent)

1BR City Center
SEK 15,000
€1,800
1BR Outside Center
SEK 11,000
€1,400
3BR City Center
SEK 25,000
€3,500

🍽️ Food & Dining

Meal, Inexpensive Restaurant
SEK 120
€15
Meal for 2, Mid-range Restaurant
SEK 800
€65
Cappuccino
SEK 45
€4
Domestic Beer (0.5L)
SEK 70
€5

🛒 Groceries

Milk (1L)
SEK 13
€1
Bread (500g)
SEK 25
€2
Eggs (12)
SEK 35
€3
Cheese (1kg)
SEK 100
€11

🚌 Transportation

One-way Ticket
SEK 39
€4
Monthly Pass
SEK 970
€75
Taxi Start
SEK 50
€4
Gasoline (1L)
SEK 18
€2

💡 Utilities & Internet

Basic Utilities (85m²)
SEK 1,000
€210
Internet (60 Mbps)
SEK 300
€35
Mobile Minute
SEK 1
€0

Tips for Moving Between Cities

For those considering a move from Munich to Stockholm, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Stockholm to Munich requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Stockholm

Cost of Living Index85
Rent Index60
Purchasing Power Index100

Munich

Cost of Living Index80
Rent Index65
Purchasing Power Index100

Frequently Asked Questions

Is Stockholm more expensive than Munich?

No, Stockholm is approximately 5.9% cheaper than Munich. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in Stockholm compared to Munich?

To maintain the same standard of living, you would need approximately 94% of your Munich salary when living in Stockholm. For example, if you earn $50,000 in Munich, you'd need about $47,222 in Stockholm for a comparable lifestyle.

What are the biggest cost differences between Stockholm and Munich?

The most significant cost difference is in groceries. Grocery costs differ by roughly 14%, affecting your daily shopping expenses. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Munich offers better purchasing power, making it more attractive for those earning in strong currencies. However, Stockholm provides lower living costs, which benefits budget-conscious travelers. Consider Stockholm if you prioritize cultural experiences, or Munich for affordability.

What's a reasonable monthly budget for Stockholm vs Munich?

In Stockholm, a single person needs approximately SEK 15,702 per month (including rent), while a family of four requires about SEK 34,457. In Munich, these figures are €1,984 for singles and €4,543 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Stockholm and Munich in 2025 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Munich to maintain your lifestyle from Stockholm

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers