Cost Comparison 2025

San FranciscovsStockholm

United States
Sweden

Overall

💰

-19.0%

San Francisco is 19.0%cheaper

Rent

🏠

-45.5%

Housing is 45.5% lower

Dining

🍽️

-19.0%

Restaurants 19.0% cheaper

Groceries

🛒

-23.8%

Food shopping 23.8% less

Comparing the cost of living between San Francisco, United States and Stockholm, Sweden reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that San Francisco is more affordable than Stockholm by approximately 19.0%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in San Francisco are higher than in Stockholm by 83%. A one-bedroom apartment in San Francisco's city center costs around $3,800, while the same in Stockholm is approximately SEK 15,000.

Dining out in San Francisco is notably more expensive compared to Stockholm. An inexpensive restaurant meal costs $22 in San Francisco versus SEK 120 in Stockholm.

Public transportation in San Francisco is more affordable, with monthly passes at $98 compared to SEK 970 in Stockholm.

Purchasing power in San Francisco is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Stockholm.

Grocery shopping in San Francisco is more expensive by approximately 31%. Basic items like milk, bread, and eggs show higher prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in San Francisco can expect to spend approximately $778 per month (excluding rent), while in Stockholm, the same lifestyle would cost around SEK 4,702. For families, these figures increase significantly, with a family of four requiring about $2,724 monthly in San Francisco versus SEK 16,457 in Stockholm. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
San Francisco, United States
Stockholm, Sweden

🏠 Housing Costs (Monthly Rent)

1BR City Center
$3,800
SEK 15,000
1BR Outside Center
$2,800
SEK 11,000
3BR City Center
$7,500
SEK 25,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
$22
SEK 120
Meal for 2, Mid-range Restaurant
$130
SEK 800
Cappuccino
$6
SEK 45
Domestic Beer (0.5L)
$8
SEK 70

🛒 Groceries

Milk (1L)
$2
SEK 13
Bread (500g)
$4
SEK 25
Eggs (12)
$5
SEK 35
Cheese (1kg)
$18
SEK 100

🚌 Transportation

One-way Ticket
$3
SEK 39
Monthly Pass
$98
SEK 970
Taxi Start
$6
SEK 50
Gasoline (1L)
$1
SEK 18

💡 Utilities & Internet

Basic Utilities (85m²)
$160
SEK 1,000
Internet (60 Mbps)
$65
SEK 300
Mobile Minute
$0
SEK 1

Tips for Moving Between Cities

For those considering a move from Stockholm to San Francisco, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from San Francisco to Stockholm requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

San Francisco

Cost of Living Index105
Rent Index110
Purchasing Power Index115

Stockholm

Cost of Living Index85
Rent Index60
Purchasing Power Index100

Frequently Asked Questions

Is San Francisco more expensive than Stockholm?

No, San Francisco is approximately 19.0% cheaper than Stockholm. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in San Francisco compared to Stockholm?

To maintain the same standard of living, you would need approximately 84% of your Stockholm salary when living in San Francisco. For example, if you earn $50,000 in Stockholm, you'd need about $42,000 in San Francisco for a comparable lifestyle.

What are the biggest cost differences between San Francisco and Stockholm?

The most significant cost difference is in housing. Rent prices differ by approximately 83%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

San Francisco offers better purchasing power, making it more attractive for those earning in strong currencies. However, San Francisco provides lower living costs, which benefits budget-conscious travelers. Consider San Francisco if you prioritize earning potential, or Stockholm for affordability.

What's a reasonable monthly budget for San Francisco vs Stockholm?

In San Francisco, a single person needs approximately $3,578 per month (including rent), while a family of four requires about $7,724. In Stockholm, these figures are SEK 15,702 for singles and SEK 34,457 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between San Francisco and Stockholm in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Stockholm to maintain your lifestyle from San Francisco

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers