PhiladelphiavsWashington DC
Overall
💰+12.8%
Philadelphia is 12.8%more expensive
Rent
🏠+36.4%
Housing is 36.4% higher
Dining
🍽️+13.3%
Restaurants 13.3% pricier
Groceries
🛒+3.5%
Food shopping 3.5% more
Comparing the cost of living between Philadelphia, United States and Washington DC, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Philadelphia is more expensive than Washington DC by approximately 12.8%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Philadelphia are lower than in Washington DC by 27%. A one-bedroom apartment in Philadelphia's city center costs around $1,800, while the same in Washington DC is approximately $2,400.
Dining out in Philadelphia offers significant savings compared to Washington DC. An inexpensive restaurant meal costs $18 in Philadelphia versus $20 in Washington DC.
Public transportation in Philadelphia costs similarly, with monthly passes at $96 compared to $96 in Washington DC.
Purchasing power in Washington DC is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Philadelphia.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Philadelphia can expect to spend approximately $624 per month (excluding rent), while in Washington DC, the same lifestyle would cost around $704. For families, these figures increase significantly, with a family of four requiring about $2,183 monthly in Philadelphia versus $2,465 in Washington DC. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Philadelphia to Washington DC, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Washington DC to Philadelphia requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Philadelphia
Washington DC
Frequently Asked Questions
Is Philadelphia more expensive than Washington DC?
Yes, Philadelphia is approximately 12.8% more expensive than Washington DC overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Philadelphia compared to Washington DC?
To maintain the same standard of living, you would need approximately 1.1x of your Washington DC salary when living in Philadelphia. For example, if you earn $50,000 in Washington DC, you'd need about $56,410 in Philadelphia for a comparable lifestyle.
What are the biggest cost differences between Philadelphia and Washington DC?
The most significant cost difference is in housing. Rent prices differ by approximately 27%, making it a major factor in your budget planning. Transportation and utilities show smaller variations between the two cities.
Which city is better for expats and digital nomads?
Washington DC offers better purchasing power, making it more attractive for those earning in strong currencies. However, Washington DC provides lower living costs, which benefits budget-conscious travelers. Consider Philadelphia if you prioritize cultural experiences, or Washington DC for better value.
What's a reasonable monthly budget for Philadelphia vs Washington DC?
In Philadelphia, a single person needs approximately $1,924 per month (including rent), while a family of four requires about $4,383. In Washington DC, these figures are $2,504 for singles and $5,665 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Philadelphia and Washington DC in 2025 shows notable differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Washington DC to maintain your lifestyle from Philadelphia
Calculate Salary Equivalence