Cost Comparison 2025

New YorkvsNaples

United States
Italy

Overall

💰

-40.0%

New York is 40.0%cheaper

Rent

🏠

-70.0%

Housing is 70.0% lower

Dining

🍽️

-40.0%

Restaurants 40.0% cheaper

Groceries

🛒

-40.0%

Food shopping 40.0% less

Comparing the cost of living between New York, United States and Naples, Italy reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that New York is more affordable than Naples by approximately 40.0%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in New York are higher than in Naples by 233%. A one-bedroom apartment in New York's city center costs around $3,500, while the same in Naples is approximately €800.

Dining out in New York is notably more expensive compared to Naples. An inexpensive restaurant meal costs $20 in New York versus €12 in Naples.

Public transportation in New York is more expensive, with monthly passes at $127 compared to €40 in Naples.

Purchasing power in New York is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Naples.

Grocery shopping in New York is more expensive by approximately 67%. Basic items like milk, bread, and eggs show higher prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in New York can expect to spend approximately $779 per month (excluding rent), while in Naples, the same lifestyle would cost around €417. For families, these figures increase significantly, with a family of four requiring about $2,727 monthly in New York versus €1,459 in Naples. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
New York, United States
Naples, Italy

🏠 Housing Costs (Monthly Rent)

1BR City Center
$3,500
€800
1BR Outside Center
$2,500
€550
3BR City Center
$7,000
€1,500

🍽️ Food & Dining

Meal, Inexpensive Restaurant
$20
€12
Meal for 2, Mid-range Restaurant
$120
€50
Cappuccino
$6
€2
Domestic Beer (0.5L)
$8
€4

🛒 Groceries

Milk (1L)
$2
€1
Bread (500g)
$4
€1
Eggs (12)
$5
€3
Cheese (1kg)
$15
€14

🚌 Transportation

One-way Ticket
$3
€1
Monthly Pass
$127
€40
Taxi Start
$5
€5
Gasoline (1L)
$1
€2

💡 Utilities & Internet

Basic Utilities (85m²)
$180
€140
Internet (60 Mbps)
$70
€30
Mobile Minute
$0
€0

Tips for Moving Between Cities

For those considering a move from Naples to New York, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from New York to Naples requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

New York

Cost of Living Index100
Rent Index100
Purchasing Power Index100

Naples

Cost of Living Index60
Rent Index30
Purchasing Power Index55

Frequently Asked Questions

Is New York more expensive than Naples?

No, New York is approximately 40.0% cheaper than Naples. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in New York compared to Naples?

To maintain the same standard of living, you would need approximately 71% of your Naples salary when living in New York. For example, if you earn $50,000 in Naples, you'd need about $35,714 in New York for a comparable lifestyle.

What are the biggest cost differences between New York and Naples?

The most significant cost difference is in housing. Rent prices differ by approximately 233%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

New York offers better purchasing power, making it more attractive for those earning in strong currencies. However, New York provides lower living costs, which benefits budget-conscious travelers. Consider New York if you prioritize earning potential, or Naples for affordability.

What's a reasonable monthly budget for New York vs Naples?

In New York, a single person needs approximately $3,279 per month (including rent), while a family of four requires about $7,227. In Naples, these figures are €967 for singles and €2,459 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between New York and Naples in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Naples to maintain your lifestyle from New York

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers