Cost Comparison 2025

New YorkvsGeneva

United States
Switzerland

Overall

💰

+10.0%

New York is 10.0%more expensive

Rent

🏠

0.0%

Housing is 0.0% same

Dining

🍽️

+20.0%

Restaurants 20.0% pricier

Groceries

🛒

+15.0%

Food shopping 15.0% more

Comparing the cost of living between New York, United States and Geneva, Switzerland reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that New York is more expensive than Geneva by approximately 10.0%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in New York are similar than in Geneva. A one-bedroom apartment in New York's city center costs around $3,500, while the same in Geneva is approximately CHF 3,000.

Dining out in New York offers significant savings compared to Geneva. An inexpensive restaurant meal costs $20 in New York versus CHF 25 in Geneva.

Public transportation in New York is more expensive, with monthly passes at $127 compared to CHF 80 in Geneva.

Purchasing power in Geneva is notably stronger, meaning residents can afford more goods and services with their local salaries compared to New York.

Grocery shopping in New York is more affordable by approximately 13%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in New York can expect to spend approximately $779 per month (excluding rent), while in Geneva, the same lifestyle would cost around CHF 798. For families, these figures increase significantly, with a family of four requiring about $2,727 monthly in New York versus CHF 2,794 in Geneva. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
New York, United States
Geneva, Switzerland

🏠 Housing Costs (Monthly Rent)

1BR City Center
$3,500
CHF 3,000
1BR Outside Center
$2,500
CHF 2,200
3BR City Center
$7,000
CHF 5,500

🍽️ Food & Dining

Meal, Inexpensive Restaurant
$20
CHF 25
Meal for 2, Mid-range Restaurant
$120
CHF 120
Cappuccino
$6
CHF 5
Domestic Beer (0.5L)
$8
CHF 8

🛒 Groceries

Milk (1L)
$2
CHF 2
Bread (500g)
$4
CHF 3
Eggs (12)
$5
CHF 6
Cheese (1kg)
$15
CHF 25

🚌 Transportation

One-way Ticket
$3
CHF 3
Monthly Pass
$127
CHF 80
Taxi Start
$5
CHF 7
Gasoline (1L)
$1
CHF 2

💡 Utilities & Internet

Basic Utilities (85m²)
$180
CHF 200
Internet (60 Mbps)
$70
CHF 60
Mobile Minute
$0
CHF 0

Tips for Moving Between Cities

For those considering a move from New York to Geneva, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Geneva to New York requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

New York

Cost of Living Index100
Rent Index100
Purchasing Power Index100

Geneva

Cost of Living Index110
Rent Index100
Purchasing Power Index125

Frequently Asked Questions

Is New York more expensive than Geneva?

Yes, New York is approximately 10.0% more expensive than Geneva overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in New York compared to Geneva?

To maintain the same standard of living, you would need approximately 1.1x of your Geneva salary when living in New York. For example, if you earn $50,000 in Geneva, you'd need about $55,000 in New York for a comparable lifestyle.

What are the biggest cost differences between New York and Geneva?

The most significant cost difference is in dining out. Restaurant prices vary by about 17%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Geneva offers better purchasing power, making it more attractive for those earning in strong currencies. However, Geneva provides lower living costs, which benefits budget-conscious travelers. Consider New York if you prioritize cultural experiences, or Geneva for better value.

What's a reasonable monthly budget for New York vs Geneva?

In New York, a single person needs approximately $3,279 per month (including rent), while a family of four requires about $7,227. In Geneva, these figures are CHF 2,998 for singles and CHF 6,794 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between New York and Geneva in 2025 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Geneva to maintain your lifestyle from New York

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers