MumbaivsShanghai
Overall
💰+85.7%
Mumbai is 85.7%more expensive
Rent
🏠+120.0%
Housing is 120.0% higher
Dining
🍽️+50.0%
Restaurants 50.0% pricier
Groceries
🛒+100.0%
Food shopping 100.0% more
Comparing the cost of living between Mumbai, India and Shanghai, China reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Mumbai is more expensive than Shanghai by approximately 85.7%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Mumbai are lower than in Shanghai by 55%. A one-bedroom apartment in Mumbai's city center costs around ₹35,000, while the same in Shanghai is approximately CN¥8,000.
Dining out in Mumbai offers significant savings compared to Shanghai. An inexpensive restaurant meal costs ₹200 in Mumbai versus CN¥30 in Shanghai.
Public transportation in Mumbai is more expensive, with monthly passes at ₹1,500 compared to CN¥260 in Shanghai.
Purchasing power in Shanghai is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.
Grocery shopping in Mumbai is more affordable by approximately 50%. Basic items like milk, bread, and eggs show lower prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Mumbai can expect to spend approximately ₹12,260 per month (excluding rent), while in Shanghai, the same lifestyle would cost around CN¥1,980. For families, these figures increase significantly, with a family of four requiring about ₹42,910 monthly in Mumbai versus CN¥6,930 in Shanghai. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Mumbai to Shanghai, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Shanghai to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Mumbai
Shanghai
Frequently Asked Questions
Is Mumbai more expensive than Shanghai?
Yes, Mumbai is approximately 85.7% more expensive than Shanghai overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Mumbai compared to Shanghai?
To maintain the same standard of living, you would need approximately 1.9x of your Shanghai salary when living in Mumbai. For example, if you earn $50,000 in Shanghai, you'd need about $92,857 in Mumbai for a comparable lifestyle.
What are the biggest cost differences between Mumbai and Shanghai?
The most significant cost difference is in housing. Rent prices differ by approximately 55%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Shanghai offers better purchasing power, making it more attractive for those earning in strong currencies. However, Shanghai provides lower living costs, which benefits budget-conscious travelers. Consider Mumbai if you prioritize cultural experiences, or Shanghai for better value.
What's a reasonable monthly budget for Mumbai vs Shanghai?
In Mumbai, a single person needs approximately ₹32,260 per month (including rent), while a family of four requires about ₹92,910. In Shanghai, these figures are CN¥6,480 for singles and CN¥16,930 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Mumbai and Shanghai in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
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Find out how much you need to earn in Shanghai to maintain your lifestyle from Mumbai
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