Cost Comparison 2025

MumbaivsSan Diego

India
United States

Overall

💰

+142.9%

Mumbai is 142.9%more expensive

Rent

🏠

+200.0%

Housing is 200.0% higher

Dining

🍽️

+166.7%

Restaurants 166.7% pricier

Groceries

🛒

+142.9%

Food shopping 142.9% more

Comparing the cost of living between Mumbai, India and San Diego, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Mumbai is more expensive than San Diego by approximately 142.9%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Mumbai are lower than in San Diego by 67%. A one-bedroom apartment in Mumbai's city center costs around ₹35,000, while the same in San Diego is approximately $2,500.

Dining out in Mumbai offers significant savings compared to San Diego. An inexpensive restaurant meal costs ₹200 in Mumbai versus $18 in San Diego.

Public transportation in Mumbai is more expensive, with monthly passes at ₹1,500 compared to $72 in San Diego.

Purchasing power in San Diego is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.

Grocery shopping in Mumbai is more affordable by approximately 59%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Mumbai can expect to spend approximately ₹12,260 per month (excluding rent), while in San Diego, the same lifestyle would cost around $581. For families, these figures increase significantly, with a family of four requiring about ₹42,910 monthly in Mumbai versus $2,034 in San Diego. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Mumbai, India
San Diego, United States

🏠 Housing Costs (Monthly Rent)

1BR City Center
₹35,000
$2,500
1BR Outside Center
₹20,000
$2,000
3BR City Center
₹100,000
$4,500

🍽️ Food & Dining

Meal, Inexpensive Restaurant
₹200
$18
Meal for 2, Mid-range Restaurant
₹1,500
$90
Cappuccino
₹150
$5
Domestic Beer (0.5L)
₹200
$7

🛒 Groceries

Milk (1L)
₹55
$1
Bread (500g)
₹35
$3
Eggs (12)
₹80
$4
Cheese (1kg)
₹400
$12

🚌 Transportation

One-way Ticket
₹10
$3
Monthly Pass
₹1,500
$72
Taxi Start
₹25
$4
Gasoline (1L)
₹105
$1

💡 Utilities & Internet

Basic Utilities (85m²)
₹3,000
$120
Internet (60 Mbps)
₹1,000
$65
Mobile Minute
₹1
$0

Tips for Moving Between Cities

For those considering a move from Mumbai to San Diego, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from San Diego to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Mumbai

Cost of Living Index35
Rent Index25
Purchasing Power Index40

San Diego

Cost of Living Index85
Rent Index75
Purchasing Power Index90

Frequently Asked Questions

Is Mumbai more expensive than San Diego?

Yes, Mumbai is approximately 142.9% more expensive than San Diego overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Mumbai compared to San Diego?

To maintain the same standard of living, you would need approximately 2.4x of your San Diego salary when living in Mumbai. For example, if you earn $50,000 in San Diego, you'd need about $121,429 in Mumbai for a comparable lifestyle.

What are the biggest cost differences between Mumbai and San Diego?

The most significant cost difference is in housing. Rent prices differ by approximately 67%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

San Diego offers better purchasing power, making it more attractive for those earning in strong currencies. However, San Diego provides lower living costs, which benefits budget-conscious travelers. Consider Mumbai if you prioritize cultural experiences, or San Diego for better value.

What's a reasonable monthly budget for Mumbai vs San Diego?

In Mumbai, a single person needs approximately ₹32,260 per month (including rent), while a family of four requires about ₹92,910. In San Diego, these figures are $2,581 for singles and $5,534 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Mumbai and San Diego in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in San Diego to maintain your lifestyle from Mumbai

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers