Updated January 5, 2026
Cost Comparison 2026

MumbaivsMelbourne

India
Australia
Share:

Overall

💰

+150.0%

Mumbai is 150.0%more expensive

Rent

🏠

+181.8%

Housing is 181.8% higher

Dining

🍽️

+192.9%

Restaurants 192.9% pricier

Groceries

🛒

+143.8%

Food shopping 143.8% more

Comparing the cost of living between Mumbai, India and Melbourne, Australia reveals significant insights for anyone considering relocation or travel in 2026. Our comprehensive analysis shows that Mumbai is more expensive than Melbourne by approximately 150.0%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Mumbai are lower than in Melbourne by 65%. A one-bedroom apartment in Mumbai's city center costs around ₹51,500, while the same in Melbourne is approximately A$2,475.

Dining out in Mumbai offers significant savings compared to Melbourne. An inexpensive restaurant meal costs ₹300 in Mumbai versus A$25 in Melbourne.

Public transportation in Mumbai is more expensive, with monthly passes at ₹1,800 compared to A$180 in Melbourne.

Purchasing power in Melbourne is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.

Grocery shopping in Mumbai is more affordable by approximately 59%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Mumbai can expect to spend approximately ₹15,714 per month (excluding rent), while in Melbourne, the same lifestyle would cost around A$991. For families, these figures increase significantly, with a family of four requiring about ₹54,999 monthly in Mumbai versus A$3,467 in Melbourne. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Mumbai, India
Melbourne, Australia

🏠 Housing Costs (Monthly Rent)

1BR City Center
₹51,500
A$2,475
1BR Outside Center
₹26,500
A$1,850
3BR City Center
₹125,000
A$4,350

🍽️ Food & Dining

Meal, Inexpensive Restaurant
₹300
A$25
Meal for 2, Mid-range Restaurant
₹2,000
A$115
Cappuccino
₹185
A$5
Domestic Beer (0.5L)
₹250
A$11

🛒 Groceries

Milk (1L)
₹68
A$3
Bread (500g)
₹42
A$4
Eggs (12)
₹98
A$8
Cheese (1kg)
₹480
A$15

🚌 Transportation

One-way Ticket
₹15
A$5
Monthly Pass
₹1,800
A$180
Taxi Start
₹28
A$6
Gasoline (1L)
₹108
A$2

💡 Utilities & Internet

Basic Utilities (85m²)
₹4,200
A$285
Internet (60 Mbps)
₹750
A$78
Mobile Minute
₹1
A$0

Tips for Moving Between Cities

For those considering a move from Mumbai to Melbourne, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Melbourne to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Mumbai

Cost of Living Index32
Rent Index22
Purchasing Power Index38

Melbourne

Cost of Living Index80
Rent Index62
Purchasing Power Index95

Frequently Asked Questions

Is Mumbai more expensive than Melbourne?

Yes, Mumbai is approximately 150.0% more expensive than Melbourne overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Mumbai compared to Melbourne?

To maintain the same standard of living, you would need approximately 2.5x of your Melbourne salary when living in Mumbai. For example, if you earn $50,000 in Melbourne, you'd need about $125,000 in Mumbai for a comparable lifestyle.

What are the biggest cost differences between Mumbai and Melbourne?

The most significant cost difference is in dining out. Restaurant prices vary by about 66%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Melbourne offers better purchasing power, making it more attractive for those earning in strong currencies. However, Melbourne provides lower living costs, which benefits budget-conscious travelers. Consider Mumbai if you prioritize cultural experiences, or Melbourne for better value.

What's a reasonable monthly budget for Mumbai vs Melbourne?

In Mumbai, a single person needs approximately ₹42,214 per month (including rent), while a family of four requires about ₹112,999. In Melbourne, these figures are A$2,841 for singles and A$6,467 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Mumbai and Melbourne in 2026 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Melbourne to maintain your lifestyle from Mumbai

Calculate Salary Equivalence

Planning Your Move? Get Global Health Insurance

Whether you're moving from Mumbai to Melbourne or vice versa, SafetyWing provides comprehensive health insurance for expats and digital nomads.

  • • Coverage in 180+ countries including India and Australia
  • • No home country restrictions
  • • Monthly subscription from $45/month, cancel anytime
  • • Covers COVID-19 and pre-existing conditions
Get Insurance Quote

Trusted by 100,000+ nomads worldwide

Transfer Money Between India and Australia

Moving money from INR to AUD? Wise offers the real exchange rate with low, transparent fees - up to 8x cheaper than banks.

  • • Real mid-market exchange rate, no hidden fees
  • • Transfer to 80+ countries in 50+ currencies
  • • Most transfers arrive in seconds
  • • Trusted by 16+ million people worldwide
Send Money with Wise

Fee-free first transfer up to $500

Stay Updated on Cost of Living Changes

Get monthly updates delivered to your inbox. We update data on the 1st of every month.

Last updated: 2026-01-08 • Data sourced from multiple providers