Cost Comparison 2025

MumbaivsGeneva

India
Switzerland

Overall

💰

+214.3%

Mumbai is 214.3%more expensive

Rent

🏠

+300.0%

Housing is 300.0% higher

Dining

🍽️

+300.0%

Restaurants 300.0% pricier

Groceries

🛒

+228.6%

Food shopping 228.6% more

Comparing the cost of living between Mumbai, India and Geneva, Switzerland reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Mumbai is more expensive than Geneva by approximately 214.3%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Mumbai are lower than in Geneva by 75%. A one-bedroom apartment in Mumbai's city center costs around ₹35,000, while the same in Geneva is approximately CHF 3,000.

Dining out in Mumbai offers significant savings compared to Geneva. An inexpensive restaurant meal costs ₹200 in Mumbai versus CHF 25 in Geneva.

Public transportation in Mumbai is more expensive, with monthly passes at ₹1,500 compared to CHF 80 in Geneva.

Purchasing power in Geneva is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.

Grocery shopping in Mumbai is more affordable by approximately 70%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Mumbai can expect to spend approximately ₹12,260 per month (excluding rent), while in Geneva, the same lifestyle would cost around CHF 798. For families, these figures increase significantly, with a family of four requiring about ₹42,910 monthly in Mumbai versus CHF 2,794 in Geneva. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Mumbai, India
Geneva, Switzerland

🏠 Housing Costs (Monthly Rent)

1BR City Center
₹35,000
CHF 3,000
1BR Outside Center
₹20,000
CHF 2,200
3BR City Center
₹100,000
CHF 5,500

🍽️ Food & Dining

Meal, Inexpensive Restaurant
₹200
CHF 25
Meal for 2, Mid-range Restaurant
₹1,500
CHF 120
Cappuccino
₹150
CHF 5
Domestic Beer (0.5L)
₹200
CHF 8

🛒 Groceries

Milk (1L)
₹55
CHF 2
Bread (500g)
₹35
CHF 3
Eggs (12)
₹80
CHF 6
Cheese (1kg)
₹400
CHF 25

🚌 Transportation

One-way Ticket
₹10
CHF 3
Monthly Pass
₹1,500
CHF 80
Taxi Start
₹25
CHF 7
Gasoline (1L)
₹105
CHF 2

💡 Utilities & Internet

Basic Utilities (85m²)
₹3,000
CHF 200
Internet (60 Mbps)
₹1,000
CHF 60
Mobile Minute
₹1
CHF 0

Tips for Moving Between Cities

For those considering a move from Mumbai to Geneva, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Geneva to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Mumbai

Cost of Living Index35
Rent Index25
Purchasing Power Index40

Geneva

Cost of Living Index110
Rent Index100
Purchasing Power Index125

Frequently Asked Questions

Is Mumbai more expensive than Geneva?

Yes, Mumbai is approximately 214.3% more expensive than Geneva overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Mumbai compared to Geneva?

To maintain the same standard of living, you would need approximately 3.1x of your Geneva salary when living in Mumbai. For example, if you earn $50,000 in Geneva, you'd need about $157,143 in Mumbai for a comparable lifestyle.

What are the biggest cost differences between Mumbai and Geneva?

The most significant cost difference is in dining out. Restaurant prices vary by about 75%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

Geneva offers better purchasing power, making it more attractive for those earning in strong currencies. However, Geneva provides lower living costs, which benefits budget-conscious travelers. Consider Mumbai if you prioritize cultural experiences, or Geneva for better value.

What's a reasonable monthly budget for Mumbai vs Geneva?

In Mumbai, a single person needs approximately ₹32,260 per month (including rent), while a family of four requires about ₹92,910. In Geneva, these figures are CHF 2,998 for singles and CHF 6,794 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Mumbai and Geneva in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Geneva to maintain your lifestyle from Mumbai

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers