MumbaivsCape Town
Overall
💰+42.9%
Mumbai is 42.9%more expensive
Rent
🏠+40.0%
Housing is 40.0% higher
Dining
🍽️+66.7%
Restaurants 66.7% pricier
Groceries
🛒+28.6%
Food shopping 28.6% more
Comparing the cost of living between Mumbai, India and Cape Town, South Africa reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Mumbai is more expensive than Cape Town by approximately 42.9%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Mumbai are lower than in Cape Town by 29%. A one-bedroom apartment in Mumbai's city center costs around ₹35,000, while the same in Cape Town is approximately ZAR 12,000.
Dining out in Mumbai offers significant savings compared to Cape Town. An inexpensive restaurant meal costs ₹200 in Mumbai versus ZAR 150 in Cape Town.
Public transportation in Mumbai is more expensive, with monthly passes at ₹1,500 compared to ZAR 800 in Cape Town.
Purchasing power in Cape Town is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.
Grocery shopping in Mumbai is more affordable by approximately 22%. Basic items like milk, bread, and eggs show lower prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Mumbai can expect to spend approximately ₹12,260 per month (excluding rent), while in Cape Town, the same lifestyle would cost around ZAR 5,890. For families, these figures increase significantly, with a family of four requiring about ₹42,910 monthly in Mumbai versus ZAR 20,615 in Cape Town. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Mumbai to Cape Town, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Cape Town to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Mumbai
Cape Town
Frequently Asked Questions
Is Mumbai more expensive than Cape Town?
Yes, Mumbai is approximately 42.9% more expensive than Cape Town overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Mumbai compared to Cape Town?
To maintain the same standard of living, you would need approximately 1.4x of your Cape Town salary when living in Mumbai. For example, if you earn $50,000 in Cape Town, you'd need about $71,429 in Mumbai for a comparable lifestyle.
What are the biggest cost differences between Mumbai and Cape Town?
The most significant cost difference is in dining out. Restaurant prices vary by about 40%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Cape Town offers better purchasing power, making it more attractive for those earning in strong currencies. However, Cape Town provides lower living costs, which benefits budget-conscious travelers. Consider Mumbai if you prioritize cultural experiences, or Cape Town for better value.
What's a reasonable monthly budget for Mumbai vs Cape Town?
In Mumbai, a single person needs approximately ₹32,260 per month (including rent), while a family of four requires about ₹92,910. In Cape Town, these figures are ZAR 13,890 for singles and ZAR 38,615 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Mumbai and Cape Town in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Cape Town to maintain your lifestyle from Mumbai
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