MumbaivsAuckland
Overall
💰+122.9%
Mumbai is 122.9%more expensive
Rent
🏠+160.0%
Housing is 160.0% higher
Dining
🍽️+160.0%
Restaurants 160.0% pricier
Groceries
🛒+128.6%
Food shopping 128.6% more
Comparing the cost of living between Mumbai, India and Auckland, New Zealand reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Mumbai is more expensive than Auckland by approximately 122.9%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Mumbai are lower than in Auckland by 62%. A one-bedroom apartment in Mumbai's city center costs around ₹35,000, while the same in Auckland is approximately NZ$2,400.
Dining out in Mumbai offers significant savings compared to Auckland. An inexpensive restaurant meal costs ₹200 in Mumbai versus NZ$25 in Auckland.
Public transportation in Mumbai is more expensive, with monthly passes at ₹1,500 compared to NZ$215 in Auckland.
Purchasing power in Auckland is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Mumbai.
Grocery shopping in Mumbai is more affordable by approximately 56%. Basic items like milk, bread, and eggs show lower prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Mumbai can expect to spend approximately ₹12,260 per month (excluding rent), while in Auckland, the same lifestyle would cost around NZ$893. For families, these figures increase significantly, with a family of four requiring about ₹42,910 monthly in Mumbai versus NZ$3,126 in Auckland. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Mumbai to Auckland, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Auckland to Mumbai requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Mumbai
Auckland
Frequently Asked Questions
Is Mumbai more expensive than Auckland?
Yes, Mumbai is approximately 122.9% more expensive than Auckland overall. The biggest differences are in housing and restaurant prices.
How much salary do I need in Mumbai compared to Auckland?
To maintain the same standard of living, you would need approximately 2.2x of your Auckland salary when living in Mumbai. For example, if you earn $50,000 in Auckland, you'd need about $111,429 in Mumbai for a comparable lifestyle.
What are the biggest cost differences between Mumbai and Auckland?
The most significant cost difference is in dining out. Restaurant prices vary by about 62%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Auckland offers better purchasing power, making it more attractive for those earning in strong currencies. However, Auckland provides lower living costs, which benefits budget-conscious travelers. Consider Mumbai if you prioritize cultural experiences, or Auckland for better value.
What's a reasonable monthly budget for Mumbai vs Auckland?
In Mumbai, a single person needs approximately ₹32,260 per month (including rent), while a family of four requires about ₹92,910. In Auckland, these figures are NZ$2,793 for singles and NZ$6,326 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Mumbai and Auckland in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Auckland to maintain your lifestyle from Mumbai
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