Cost Comparison 2025

LondonvsToronto

United Kingdom
Canada

Overall

💰

-21.1%

London is 21.1%cheaper

Rent

🏠

-17.6%

Housing is 17.6% lower

Dining

🍽️

-21.1%

Restaurants 21.1% cheaper

Groceries

🛒

-6.3%

Food shopping 6.3% less

Comparing the cost of living between London, United Kingdom and Toronto, Canada reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that London is more affordable than Toronto by approximately 21.1%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in London are higher than in Toronto by 21%. A one-bedroom apartment in London's city center costs around £2,500, while the same in Toronto is approximately CA$2,400.

Dining out in London is notably more expensive compared to Toronto. An inexpensive restaurant meal costs £18 in London versus CA$20 in Toronto.

Public transportation in London is more expensive, with monthly passes at £180 compared to CA$156 in Toronto.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in London can expect to spend approximately £716 per month (excluding rent), while in Toronto, the same lifestyle would cost around CA$739. For families, these figures increase significantly, with a family of four requiring about £2,505 monthly in London versus CA$2,588 in Toronto. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
London, United Kingdom
Toronto, Canada

🏠 Housing Costs (Monthly Rent)

1BR City Center
£2,500
CA$2,400
1BR Outside Center
£1,800
CA$1,900
3BR City Center
£5,500
CA$4,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
£18
CA$20
Meal for 2, Mid-range Restaurant
£80
CA$100
Cappuccino
£4
CA$5
Domestic Beer (0.5L)
£6
CA$7

🛒 Groceries

Milk (1L)
£1
CA$2
Bread (500g)
£2
CA$3
Eggs (12)
£3
CA$4
Cheese (1kg)
£10
CA$15

🚌 Transportation

One-way Ticket
£3
CA$3
Monthly Pass
£180
CA$156
Taxi Start
£4
CA$5
Gasoline (1L)
£2
CA$2

💡 Utilities & Internet

Basic Utilities (85m²)
£200
CA$150
Internet (60 Mbps)
£35
CA$80
Mobile Minute
£0
CA$0

Tips for Moving Between Cities

For those considering a move from Toronto to London, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from London to Toronto requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

London

Cost of Living Index95
Rent Index85
Purchasing Power Index90

Toronto

Cost of Living Index75
Rent Index70
Purchasing Power Index95

Frequently Asked Questions

Is London more expensive than Toronto?

No, London is approximately 21.1% cheaper than Toronto. You'll find significant savings in housing, food, and transportation costs.

How much salary do I need in London compared to Toronto?

To maintain the same standard of living, you would need approximately 83% of your Toronto salary when living in London. For example, if you earn $50,000 in Toronto, you'd need about $41,304 in London for a comparable lifestyle.

What are the biggest cost differences between London and Toronto?

The most significant cost difference is in dining out. Restaurant prices vary by about 27%, which can significantly impact your entertainment budget. Transportation and utilities show smaller variations between the two cities.

Which city is better for expats and digital nomads?

Toronto offers better purchasing power, making it more attractive for those earning in strong currencies. However, London provides lower living costs, which benefits budget-conscious travelers. Consider London if you prioritize cultural experiences, or Toronto for better value.

What's a reasonable monthly budget for London vs Toronto?

In London, a single person needs approximately £2,516 per month (including rent), while a family of four requires about £6,005. In Toronto, these figures are CA$2,639 for singles and CA$5,588 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between London and Toronto in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in Toronto to maintain your lifestyle from London

Calculate Salary Equivalence

Last updated: 2025-01-15 • Data sourced from multiple providers