HelsinkivsSantiago
Overall
💰-26.7%
Helsinki is 26.7%cheaper
Rent
🏠-22.2%
Housing is 22.2% lower
Dining
🍽️-37.5%
Restaurants 37.5% cheaper
Groceries
🛒-21.4%
Food shopping 21.4% less
Comparing the cost of living between Helsinki, Finland and Santiago, Chile reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Helsinki is more affordable than Santiago by approximately 26.7%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Helsinki are higher than in Santiago by 29%. A one-bedroom apartment in Helsinki's city center costs around €1,100, while the same in Santiago is approximately CLP 500,000.
Dining out in Helsinki is notably more expensive compared to Santiago. An inexpensive restaurant meal costs €12 in Helsinki versus CLP 7,000 in Santiago.
Public transportation in Helsinki is more affordable, with monthly passes at €60 compared to CLP 33,000 in Santiago.
Purchasing power in Helsinki is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Santiago.
Grocery shopping in Helsinki is more expensive by approximately 27%. Basic items like milk, bread, and eggs show higher prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Helsinki can expect to spend approximately €422 per month (excluding rent), while in Santiago, the same lifestyle would cost around CLP 286,600. For families, these figures increase significantly, with a family of four requiring about €1,478 monthly in Helsinki versus CLP 1,003,100 in Santiago. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Santiago to Helsinki, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Helsinki to Santiago requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Helsinki
Santiago
Frequently Asked Questions
Is Helsinki more expensive than Santiago?
No, Helsinki is approximately 26.7% cheaper than Santiago. You'll find significant savings in housing, food, and transportation costs.
How much salary do I need in Helsinki compared to Santiago?
To maintain the same standard of living, you would need approximately 79% of your Santiago salary when living in Helsinki. For example, if you earn $50,000 in Santiago, you'd need about $39,474 in Helsinki for a comparable lifestyle.
What are the biggest cost differences between Helsinki and Santiago?
The most significant cost difference is in dining out. Restaurant prices vary by about 60%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Helsinki offers better purchasing power, making it more attractive for those earning in strong currencies. However, Helsinki provides lower living costs, which benefits budget-conscious travelers. Consider Helsinki if you prioritize earning potential, or Santiago for affordability.
What's a reasonable monthly budget for Helsinki vs Santiago?
In Helsinki, a single person needs approximately €1,272 per month (including rent), while a family of four requires about €2,978. In Santiago, these figures are CLP 636,600 for singles and CLP 1,653,100 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Helsinki and Santiago in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Santiago to maintain your lifestyle from Helsinki
Calculate Salary Equivalence