ChicagovsMelbourne
Overall
💰+3.7%
Chicago is 3.7%more expensive
Rent
🏠0.0%
Housing is 0.0% same
Dining
🍽️+6.3%
Restaurants 6.3% pricier
Groceries
🛒0.0%
Food shopping 0.0% same
Comparing the cost of living between Chicago, United States and Melbourne, Australia reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Chicago is more expensive than Melbourne by approximately 3.7%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Chicago are similar than in Melbourne. A one-bedroom apartment in Chicago's city center costs around $2,200, while the same in Melbourne is approximately A$2,200.
Dining out in Chicago costs about the same compared to Melbourne. An inexpensive restaurant meal costs $18 in Chicago versus A$20 in Melbourne.
Public transportation in Chicago is more affordable, with monthly passes at $105 compared to A$170 in Melbourne.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Chicago can expect to spend approximately $638 per month (excluding rent), while in Melbourne, the same lifestyle would cost around A$786. For families, these figures increase significantly, with a family of four requiring about $2,232 monthly in Chicago versus A$2,750 in Melbourne. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Chicago to Melbourne, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Melbourne to Chicago requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Chicago
Melbourne
Frequently Asked Questions
Is Chicago more expensive than Melbourne?
The cost of living in Chicago and Melbourne is relatively similar, with only minor differences in specific categories. Your actual expenses will depend on your lifestyle choices.
How much salary do I need in Chicago compared to Melbourne?
To maintain the same standard of living, you would need approximately 1.0x of your Melbourne salary when living in Chicago. For example, if you earn $50,000 in Melbourne, you'd need about $51,829 in Chicago for a comparable lifestyle.
What are the biggest cost differences between Chicago and Melbourne?
The most significant cost difference is in dining out. Restaurant prices vary by about 6%, which can significantly impact your entertainment budget. Transportation and utilities show notable variations between the two cities.
Which city is better for expats and digital nomads?
Chicago offers better purchasing power, making it more attractive for those earning in strong currencies. However, Melbourne provides lower living costs, which benefits budget-conscious travelers. Consider Chicago if you prioritize earning potential, or Melbourne for affordability.
What's a reasonable monthly budget for Chicago vs Melbourne?
In Chicago, a single person needs approximately $2,238 per month (including rent), while a family of four requires about $5,032. In Melbourne, these figures are A$2,486 for singles and A$5,550 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Chicago and Melbourne in 2025 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Melbourne to maintain your lifestyle from Chicago
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