ChicagovsAmsterdam
Overall
💰0.0%
Chicago is 0.0%same cost
Rent
🏠+16.1%
Housing is 16.1% higher
Dining
🍽️0.0%
Restaurants 0.0% same
Groceries
🛒-12.8%
Food shopping 12.8% less
Comparing the cost of living between Chicago, United States and Amsterdam, Netherlands reveals significant insights for anyone considering relocation or travel in 2026. Our comprehensive analysis shows that Chicago is similarly priced than Amsterdam. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.
Key Cost Differences
Housing costs in Chicago are lower than in Amsterdam by 14%. A one-bedroom apartment in Chicago's city center costs around $2,352, while the same in Amsterdam is approximately €2,147.
Dining out in Chicago costs about the same compared to Amsterdam. An inexpensive restaurant meal costs $20 in Chicago versus €18 in Amsterdam.
Public transportation in Chicago is more expensive, with monthly passes at $105 compared to €99 in Amsterdam.
Purchasing power in Chicago is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Amsterdam.
Grocery shopping in Chicago is more expensive by approximately 15%. Basic items like milk, bread, and eggs show higher prices across the board.
Monthly Budget Breakdown
When breaking down monthly expenses, a single person in Chicago can expect to spend approximately $705 per month (excluding rent), while in Amsterdam, the same lifestyle would cost around €678. For families, these figures increase significantly, with a family of four requiring about $2,466 monthly in Chicago versus €2,374 in Amsterdam. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.
Detailed Cost Comparison
🏠 Housing Costs (Monthly Rent)
🍽️ Food & Dining
🛒 Groceries
🚌 Transportation
💡 Utilities & Internet
Tips for Moving Between Cities
For those considering a move from Amsterdam to Chicago, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from Chicago to Amsterdam requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.
Quality of Life Indices
Chicago
Amsterdam
Frequently Asked Questions
Is Chicago more expensive than Amsterdam?
The cost of living in Chicago and Amsterdam is relatively similar, with only minor differences in specific categories. Your actual expenses will depend on your lifestyle choices.
How much salary do I need in Chicago compared to Amsterdam?
To maintain the same standard of living, you would need approximately 100% of your Amsterdam salary when living in Chicago. For example, if you earn $50,000 in Amsterdam, you'd need about $50,000 in Chicago for a comparable lifestyle.
What are the biggest cost differences between Chicago and Amsterdam?
The most significant cost difference is in groceries. Grocery costs differ by roughly 15%, affecting your daily shopping expenses. Transportation and utilities show smaller variations between the two cities.
Which city is better for expats and digital nomads?
Chicago offers better purchasing power, making it more attractive for those earning in strong currencies. However, Amsterdam provides lower living costs, which benefits budget-conscious travelers. Consider Chicago if you prioritize earning potential, or Amsterdam for affordability.
What's a reasonable monthly budget for Chicago vs Amsterdam?
In Chicago, a single person needs approximately $2,417 per month (including rent), while a family of four requires about $5,416. In Amsterdam, these figures are €2,346 for singles and €5,074 for families. These estimates include housing, food, transportation, and basic entertainment.
The cost of living comparison between Chicago and Amsterdam in 2026 shows moderate differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.
Need to calculate salary equivalence?
Find out how much you need to earn in Amsterdam to maintain your lifestyle from Chicago
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