Cost Comparison 2025

Cape TownvsNew York

South Africa
United States

Overall

💰

+100.0%

Cape Town is 100.0%more expensive

Rent

🏠

+185.7%

Housing is 185.7% higher

Dining

🍽️

+100.0%

Restaurants 100.0% pricier

Groceries

🛒

+122.2%

Food shopping 122.2% more

Comparing the cost of living between Cape Town, South Africa and New York, United States reveals significant insights for anyone considering relocation or travel in 2025. Our comprehensive analysis shows that Cape Town is more expensive than New York by approximately 100.0%. This comparison covers essential living expenses including housing, food, transportation, and utilities, providing you with a complete picture of what to expect financially in each city.

Key Cost Differences

Housing costs in Cape Town are lower than in New York by 65%. A one-bedroom apartment in Cape Town's city center costs around ZAR 12,000, while the same in New York is approximately $3,500.

Dining out in Cape Town offers significant savings compared to New York. An inexpensive restaurant meal costs ZAR 150 in Cape Town versus $20 in New York.

Public transportation in Cape Town is more expensive, with monthly passes at ZAR 800 compared to $127 in New York.

Purchasing power in New York is notably stronger, meaning residents can afford more goods and services with their local salaries compared to Cape Town.

Grocery shopping in Cape Town is more affordable by approximately 55%. Basic items like milk, bread, and eggs show lower prices across the board.

Monthly Budget Breakdown

When breaking down monthly expenses, a single person in Cape Town can expect to spend approximately ZAR 5,890 per month (excluding rent), while in New York, the same lifestyle would cost around $779. For families, these figures increase significantly, with a family of four requiring about ZAR 20,615 monthly in Cape Town versus $2,727 in New York. These estimates include groceries, dining out, transportation, utilities, and entertainment, providing a realistic picture of day-to-day living costs in each city.

Detailed Cost Comparison

Item
Cape Town, South Africa
New York, United States

🏠 Housing Costs (Monthly Rent)

1BR City Center
ZAR 12,000
$3,500
1BR Outside Center
ZAR 8,000
$2,500
3BR City Center
ZAR 25,000
$7,000

🍽️ Food & Dining

Meal, Inexpensive Restaurant
ZAR 150
$20
Meal for 2, Mid-range Restaurant
ZAR 700
$120
Cappuccino
ZAR 35
$6
Domestic Beer (0.5L)
ZAR 35
$8

🛒 Groceries

Milk (1L)
ZAR 25
$2
Bread (500g)
ZAR 15
$4
Eggs (12)
ZAR 35
$5
Cheese (1kg)
ZAR 120
$15

🚌 Transportation

One-way Ticket
ZAR 20
$3
Monthly Pass
ZAR 800
$127
Taxi Start
ZAR 20
$5
Gasoline (1L)
ZAR 23
$1

💡 Utilities & Internet

Basic Utilities (85m²)
ZAR 1,500
$180
Internet (60 Mbps)
ZAR 800
$70
Mobile Minute
ZAR 2
$0

Tips for Moving Between Cities

For those considering a move from Cape Town to New York, the cost savings can be substantial, particularly in housing and daily expenses. However, it's important to factor in salary differences and job opportunities. Conversely, moving from New York to Cape Town requires careful financial planning. Consider negotiating salary adjustments that reflect the higher cost of living, and research neighborhoods outside the city center for more affordable housing options while maintaining reasonable commute times.

Quality of Life Indices

Cape Town

Cost of Living Index50
Rent Index35
Purchasing Power Index60

New York

Cost of Living Index100
Rent Index100
Purchasing Power Index100

Frequently Asked Questions

Is Cape Town more expensive than New York?

Yes, Cape Town is approximately 100.0% more expensive than New York overall. The biggest differences are in housing and restaurant prices.

How much salary do I need in Cape Town compared to New York?

To maintain the same standard of living, you would need approximately 2.0x of your New York salary when living in Cape Town. For example, if you earn $50,000 in New York, you'd need about $100,000 in Cape Town for a comparable lifestyle.

What are the biggest cost differences between Cape Town and New York?

The most significant cost difference is in housing. Rent prices differ by approximately 65%, making it a major factor in your budget planning. Transportation and utilities show notable variations between the two cities.

Which city is better for expats and digital nomads?

New York offers better purchasing power, making it more attractive for those earning in strong currencies. However, New York provides lower living costs, which benefits budget-conscious travelers. Consider Cape Town if you prioritize cultural experiences, or New York for better value.

What's a reasonable monthly budget for Cape Town vs New York?

In Cape Town, a single person needs approximately ZAR 13,890 per month (including rent), while a family of four requires about ZAR 38,615. In New York, these figures are $3,279 for singles and $7,227 for families. These estimates include housing, food, transportation, and basic entertainment.

The cost of living comparison between Cape Town and New York in 2025 shows significant differences across various expense categories. Whether you're planning a relocation for work, considering retirement options, or simply curious about living costs, understanding these differences is crucial for making informed financial decisions.

Need to calculate salary equivalence?

Find out how much you need to earn in New York to maintain your lifestyle from Cape Town

Calculate Salary Equivalence

Last updated: 2025-01-28 • Data sourced from multiple providers